868 HARVARD STREET, Englewood, FL, 34223 | $324,900

Perfect as a winter escape, or as a full-time residence, this charming ‘Old Florida' cottage, nestled on a quiet street, on a double lot, evokes a comforting sense of nostalgia and delight from all who enter. Residents can embrace a peaceful and private lifestyle in the highly coveted Old Englewood neighborhood of Lemon Bay Park. From here, it is a short stroll, bicycle or golf cart ride, to downtown Englewood and historic Dearborn Street, where you can explore eclectic shops, delectable dining opportunities, and enjoy fabulous Englewood Farmers Markets during the bustling winter season. This home offers a beautiful outdoor expanse that overlooks a serene, shared pond that is home to a seasonal rotation of wildlife and enjoys a backdrop of lush greenery. You can enjoy the view from a screened patio as you relax and enjoy some al fresco dining or a peaceful morning coffee. Fully restored following recent hurricanes, the property features carefully maintained, original, Terrazzo flooring throughout the home; vintage hardwood cabinets in the kitchen as well as a mobile food prep island that can tuck away against the wall when not in use. Recently updated to add mini-split units for optimum comfort, this home exudes relaxation and invites you to embrace Old Florida living at its finest. An attached carport provides covered parking for a primary vehicle, while a detached oversized garage will appeal to the avid hobbyist or vehicle collector. Two deeded boat slips with a newly-built dock are a short distance away, and you can easily walk or take your wheeled transport of choice to be out to big water within minutes! The canal housing the deeded boat slips leads directly to Lemon Bay, no bridges to delay you from enjoying a sun-filled day on the water! If you are in search of close proximity to pristine Gulf beaches, shopping, and dining--all with an 'Old Florida' vibe, look no further. Englewood is one of the last small waterfront towns in Southwest Florida, so call today to schedule a private showing and see for yourself all that this quaint coastal cottage has to offer!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Room, Outside
  • Year Built: 1957
  • Garage: 2-car Driveway, Oversized
  • Heating: Other
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 747
  • Acreage: 0.43
  • Est. Taxes: $2,629
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Washer
  • MLS#: D6142220
  • Days on Market: 219 days
  • Website: https://www.raveis.com
    /prop/D6142220/868harvardstreet_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/15/2026 4:04:39 PM)

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NMLS Mortgage Loan Originator ID 147983

845.290.3871

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868 HARVARD STREET, Englewood, FL, 34223

$324,900

Jeanne Garzi

Strategic Growth & Sales Manager

William Raveis Real Estate

Phone: 203.788.3234

Jeanne.Garzi@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,455 $1,557 $2,072
Total Monthly Payment $1,749 $1,851 $2,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.