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Presented by
Vicky Welch - Vicky & Team |
NEW IMPROVED PRICE!!! Been looking for a 3-bedroom home in Spruce Creek South's 55+ community. Look no more. . . This Holly model features A BRAND-NEW ROOF 2025, plus three bedrooms, 2 baths, vaulted ceilings, and large rooms. An attached two-car garage with freshly painted floors, also has sliding screens. Kitchen has tiled back splash. Add some of your own personal decorating touches to make this home yours. Fenced in back yard that backs up to a nice, wooded walking path. Many dog walking areas for your furry friends. No neighbors behind this house. Lanai is enclosed with tile flooring and Daiken mini-split heat and air. Spruce Creek South is an active community with golf cart access across Hwy 441 to businesses such as banks, doctors, shopping, restaurants, etc. This is a gated community with a 24hr. guard on duty. There is an 18-hole golf course and THE LINKS restaurant. Community Center amenities are, heated pool & hot tub, fitness room, billiards room, library and card rooms. Event center is where clubs meet for monthly meetings, dances with live music on occasion, Zumba and exercise classes. Line dancing and many more activities. Pickle ball courts, Tennis courts and bocce ball are some of the other activities. Along with Men and Women's soft ball teams. Nice wooded are for golf cart drives or walking the dog. This is a wonderful community to live in. Your new home is just waiting call today to see this home.
THIS IS A DEED RESTRICTED COMMUNITY NOT AN HOA. MAINTENANCE/AMENITIES FEE IS REQUIRED MONTHLY.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.215.4990
Vicky.Welch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,151 | $1,197 | $1,594 |
| Total Monthly Payment | $1,540 | $1,586 | $1,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.