10683 SE 174TH LOOP, Summerfield, FL, 34491 | $249,900

NEW IMPROVED PRICE!!! Been looking for a 3-bedroom home in Spruce Creek South's 55+ community. Look no more. . . This Holly model features A BRAND-NEW ROOF 2025, plus three bedrooms, 2 baths, vaulted ceilings, and large rooms. An attached two-car garage with freshly painted floors, also has sliding screens. Kitchen has tiled back splash. Add some of your own personal decorating touches to make this home yours. Fenced in back yard that backs up to a nice, wooded walking path. Many dog walking areas for your furry friends. No neighbors behind this house. Lanai is enclosed with tile flooring and Daiken mini-split heat and air. Spruce Creek South is an active community with golf cart access across Hwy 441 to businesses such as banks, doctors, shopping, restaurants, etc. This is a gated community with a 24hr. guard on duty. There is an 18-hole golf course and THE LINKS restaurant. Community Center amenities are, heated pool & hot tub, fitness room, billiards room, library and card rooms. Event center is where clubs meet for monthly meetings, dances with live music on occasion, Zumba and exercise classes. Line dancing and many more activities. Pickle ball courts, Tennis courts and bocce ball are some of the other activities. Along with Men and Women's soft ball teams. Nice wooded are for golf cart drives or walking the dog. This is a wonderful community to live in. Your new home is just waiting call today to see this home.
THIS IS A DEED RESTRICTED COMMUNITY NOT AN HOA. MAINTENANCE/AMENITIES FEE IS REQUIRED MONTHLY.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 88 x 95
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,620
  • Acreage: 0.19
  • Lot Size: 88 x 95
  • Est. Taxes: $3,771
  • HOA Fee: $176 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
  • MLS#: G5096056
  • Days on Market: 175 days
  • Website: https://www.raveis.com
    /prop/G5096056/10683se174thloop_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 8:47:07 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Vicky Welch - Vicky & TeamLuxury Properties Specialist

203.215.4990

Vicky.Welch@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10683 SE 174TH LOOP, Summerfield, FL, 34491

$249,900

Vicky Welch - Vicky & Team

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.215.4990

Vicky.Welch@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $314 $314 $314
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,151 $1,197 $1,594
Total Monthly Payment $1,540 $1,586 $1,983

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.