640 WALDON AVENUE N, Bartow, FL, 33830 | $450,000

Welcome to 460 Waldon Avenue N. , located in a non-HOA community! ***Downpayment assistance may be possible for potential buyers who qualify, as this home is located in a Community Redevelopment Area (CRA). *** The year originally built is 1970, with an effective year built date of 2015. Nestled in the heart of Bartow’s historic district, this beautifully upgraded two-level, three-bedroom, two-bathroom home offers modern comforts while embracing the charm of its surroundings. With fresh exterior paint and stylish new light fixtures throughout, the home radiates warmth and character. Recently installed windows provide an abundant natural light, enhancing the inviting atmosphere.

The kitchen is equipped with **sleek stainless-steel appliances** and a **garbage disposal**, making meal prep and cleanup a breeze. A versatile bonus/mud room adds additional functionality, perfect for extra storage, a home office, or an organized drop zone for daily essentials. The downstairs bedroom features a stunning shiplap wall paneling accent, while the master bathroom is outfitted with a Bluetooth in-wall unit for a luxurious spa-like experience.

Outdoor living is a highlight, thanks to an over-sized lot perfect for recreation and grilling, complete with a dedicated grill gazebo. A vinyl privacy fence ensures seclusion, while a charming backyard gazebo adds an ideal space for relaxation or entertaining.

Additional conveniences include a spacious two-car garage and proximity to Bartow’s best local amenities. Enjoy the picturesque **Bartow City Park** and **Mary Holland Park**, perfect for outdoor adventures. Golf enthusiasts will appreciate the **Bartow Golf Course**, while the nearby historic **courthouse** and **fire department** add to the area’s rich heritage. A variety of restaurants serving everything from mouthwatering BBQ to flavorful Mexican cuisine, along with antique shops and charming boutiques, are all within easy reach.

This stunning home combines modern upgrades with a prime location, offering the perfect blend of comfort and convenience. Don’t miss the chance to experience the best of Bartow living!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1970
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,363
  • Acreage: 0.23
  • Lot Size: 100 x 100
  • Est. Taxes: $3,828
  • Lot Desc: City Lot, Near Public Transit, Oversized Lot
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: L4952649
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/L4952649/640waldonavenuen_bartow_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/7/2025 12:50:59 AM)
Listing courtesy of Keller Williams Realty Smart   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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640 WALDON AVENUE N, Bartow, FL, 33830

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $319 $319 $319
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,101 $2,187 $2,918
Total Monthly Payment $2,495 $2,581 $3,312

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.