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Presented by
Regina Winslow |
12021 144TH STREET, Largo, FL, 33774 | $724,999
This gorgeous, spacious 5-bedroom home just one mile from Indian Rocks Beach and two blocks from the Intracoastal. Situated on a rare natural rock ridge 45 ft above sea level, this property is high and dry—no flood insurance required, no evacuation zone - but you can still walk to the beach! This is a rarity in this area and makes it a hidden gem.
The versatile layout includes a private Mother-In-Law suite with separate entrance, ideal for guests, multigenerational living, or rental income. Inside, enjoy custom woodworking, a chef’s kitchen with granite counters, double convection oven, coffee & wine bar, and smart storage. The master suite offers a peaceful retreat with its own office space.
Outdoors, relax in the private courtyard pergola or entertain in the fully fenced backyard. A second driveway leads to the rear with ample RV/boat parking—currently holding 2 boats, a 5th wheel RV, and a classic truck—with room to add a pool or garage.
Located walking distance from two waterfront nature parks and a neighborhood marina offering dry dock storage, all with NO HOA restrictions.
Perfect as a primary residence, vacation home, or Airbnb gem—come see this home today!
Features
- Rooms: 15
- Bedrooms: 5
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 1955
- Garage: Boat, Driveway, Off Street, Oversized, Parking Pad, RV Parking
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,944
- Acreage: 0.25
- Est. Taxes: $4,404
- Lot Desc: Landscaped, Oversized Lot
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
- Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Wine Refrigerator
- MLS#: TB8381279
- Days on Market: 182 days
- Website: https://www.raveis.com
/prop/TB8381279/12021144thstreet_largo_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Regina WinslowLuxury Properties Specialist
617.429.3041
Regina.Winslow@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12021 144TH STREET, Largo, FL, 33774
$724,999
Regina Winslow
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.429.3041
Regina.Winslow@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $579,999 | $579,999 | $579,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,248 | $3,474 | $4,624 |
| Total Monthly Payment | $3,707 | $3,933 | $5,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388