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Live the FLORIDA DREAM in a GATED Community, on a Private Island, with WIDE, WIDE-OPEN VIEWS . . . in a Residential Resort with all the amenities you’d expect…. add in the BONUS of all the ACTIVITY to go with the views and the Seemingly Non-Stop Boat Parade going past your Living Room and bedroom windows here . . . you’ll be on vacation year-round (or at least live the lifestyle) . . . overlooking Johns Pass, The Intra Coastal, Bird Island and "The Johns Pass Sand Bar" . . . this is a RARE 915 sq ft space with 1 Full (ensuite) Bedroom + an additional guest / half-bath … only 14 of these units exist in this building and they usually do not come available that often . . . Kitchen was Opened Up and remodeled . . . preferred location for balcony off the Living Room (Not Master Br) . . . NOTE the room sizes . . . this is NOT your typical 1 Br in the local market . . . it has as much sq footage here as some 2 Brs … and that extra guest bath is MONEY! . . . assigned, under building parking spot with exclusive STORAGE Shed … in-unit Washer Dryer . . . cats are OK . . . sorry, No Dogs . . . Key Capri is NOT a short-term rental-friendly building – so your home will not have the Atmosphere of a HOTEL! … A Word about Maintenance Fees– poorly named, they are really UPKEEP Fees …. The Economy of Scale that Key Capri’s 177 units brings makes the monthly “Upkeep and Reserves (Maintenance) Fee” a GOOD VALUE (esp when compared to the costs to run a single-family home nearby) … The Flood and Hazard incl Wind INSURANCES on the Building (not your contents) are $236/mo … and to FULLY FUND the budgeted $863k RESERVES this year takes a contribution to that account of $302/mo … SO, for the remaining $347/mo. you are getting: Water, Sewer and Trash… The Lawn Man, The Pool Man, Internet-WIFI and Cable TV… Reclaimed Water, a Secured Gate and Secured Lobby … Management and Maintenance Staff … Housekeeping of Common Areas … Pest Control in Common Areas … upkeep of the numerous amenities and MORE… Also, COMPARE what a single-family home nearby pays for JUST Homeowner and Flood Insurances (often times as much or close to the Monthly Fee here) – you will “see the value” rather quickly! … This condo is priced at a FRACTION of the cost of just a waterfront LOT or storm damaged nearby home with a decent view – and look at all you get for the $$ here … Don’t Delay … Take the 3-D Virtual Tour - follow the arrows) . . . “see the value” and HURRY … Call TODAY. . . . P. S. owner will entertain all reasonable offers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,438 | $1,497 | $1,960 |
| Total Monthly Payment | $1,926 | $1,985 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.