|
If you are looking to live the most affordable Florida WaterFront LIFESTYLE, then this is the home and community for you. Purchase this home by using Special Renovation Financing to turn it into your dream home. This property is eligible for Special Renovation Financing for all Conventional. , FHA, or VA eligible homebuyers that qualify. . . Gulf Harbors has its own Private Beach (very low yearly fee) with grills, picnic tables and restrooms, located right up the street. There is a newly remodeled restaurant/music venue right off the main channel with boat access. You have great fishing inland and off shore (for this homes' location, only smaller vessels with no permanent flying bridge, due to the fixed bridge). There are 2 spacious bedrooms and a large FAMILY ROOM/DINING ROOM combo. Wide sliders off the FR to a covered enclosed lanai for extra ENTERTAINMENT SPACE to watch the birds, dolphins, and manatee sitings. Not to mention, the shade tree right off the back porch, that you can get out of the direct sun and enjoy your coffee in the morning. There is a large laundry room with outdoor access so you don't have to tread in your sandy feet or salt water drenched clothes from the beach and with the existing plumbing and electric the laundry room can easily be made into a 2nd bath for the 2nd bedroom. Sheetrock has been removed from 2024 hurricane season and its ready to customize to your liking. Water and electric are currently on. Sellers immediately tore out the damaged sheetrock and doors and door moldings to preserve the rest of the home till the next buyer comes along to put this beauty back to the pristine condition. Come and put your vision to work and enjoy LIFE ON THE WATER in Gulf Harbors.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$259,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,999 | $207,999 | $207,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $123 | $123 | $123 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,246 | $1,298 | $1,713 |
| Total Monthly Payment | $1,444 | $1,496 | $1,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.