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This 1990 Palm Harbor home has been very well kept and maintained. It will be partially furnished for its new owner. Kitchen has been updated with maple cabinetry, new SS refrigerator and Corian counter tops. Has a nice eat in area of the kitchen for that homey feel. Island for food preparation has extend top for stools and extra eating space. Replacement double pane Windows throughout the house. Both bathrooms are updated with step-in tile showers. There is a Bonus room of 81 additional SF, off the master bedroom that could be used for extra sleeping space or a private office. The location is on the perimeter of the community. No one will be able to build behind you, also on one of the Cul da sacs with less traffic. There is whole house water filtering system. Shed, workspace contains a utility sink along with the laundry units. Smoke alarms throughout the house as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$174,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $139,600 | $139,600 | $139,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $53 | $53 | $53 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $793 | $836 | $1,122 |
| Total Monthly Payment | $921 | $964 | $1,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.