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Adorable Coastal Cottage with Upgraded Finishes & Coastal CharmWelcome to this picture-perfect 3-bedroom, 2. 5-bathroom coastal cottage, where charm meets modern convenience. From the moment you arrive, the inviting front porch--made for rocking chairs and lazy afternoons--sets the tone for relaxed, coastal living. Step inside to an open floor plan with beautiful upgraded wood flooring that flows throughout the main living areas. The cozy gas fireplace adds warmth and ambiance, creating the perfect space for entertaining or quiet evenings at home. The heart of the home is the stunning gourmet kitchen, featuring Frigidaire stainless steel appliances, a gas cooktop, premium stone countertops, and ample cabinetry--ideal for anyone who loves to cook and entertain. The spacious main-level primary suite offers a tranquil retreat, complete with a spa-inspired bathroom boasting dual sinks, a large walk-in shower, and a separate soaking tub. Upstairs, you'll find two generously sized guest bedrooms, a full bathroom, and a versatile loft space that can serve as a home office, playroom, or media room. Enjoy your morning coffee or evening breezes from the charming screened porch, overlooking the fenced backyard. The detached garage and separate carport offer not only ample parking but also the perfect area for additional entertaining. Additional features include: *Pre-wired generator hookup *Laundry room with washer/dryer platform to reduce bending *Garage with automatic lift storage system for easy access and organization This home is the perfect blend of functionality, comfort, and coastal style. Take a lookyou won't be disappointed!
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Our Executive Mortgage Banker:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,494 | $2,633 | $3,531 |
| Total Monthly Payment | $2,586 | $2,725 | $3,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.