5446 JOYCE STREET, Zephyrhills, FL, 33542 | $129,000

Come live the Florida lifestyle in this nicely maintained singlewide with additions. 2 bedrooms, 1 & ½ baths. Welcoming exterior with fresh paint, covered front walkway, open front porch & doorbell cameras. Street level vinyl enclosed screen room with attached utility/storage area & breezeway to back yard. Newer HVAC system & rubber roof were both replaced in 2018. Beautifully landscaped yard with freestanding golf cart shed which includes golf cart & charger. Foyer entry area with parquet flooring. Centrally located kitchen with all major appliances, painted cabinetry, updated countertops, double stainless-steel sink & fixtures. Formal dining area with abundant windows. Spacious addition includes updated carpeting in the 12’x20’ living room & also in the 12’x16’ primary bedroom which also features an updated-on suite jack & jill style ½ bathroom with closet and stackable washer/dryer. Nice sized second bedroom maintains the homes original character with its decorative light fixtures & full-sized built-in dresser. The second bedroom is just steps away from the updated hall bathroom with decorative tile back splash, double sinks & walk-in shower. This lovely home is being sold mostly furnished & includes all major appliances. Nice location close to Golf course, pro-shop, memorial walkway & park amenities. Located within Betmar Acres, an active and friendly 55+ community where you own your land. No Lot Rent! and low annual dues of $448 make this home an attractive option for those seeking an active lifestyle in a vibrant community. Betmar Acres offers lots to keep you busy including, Bingo, dances, three 9-hole golf courses, 2 swimming pools, 2 hot tubs, Bocci ball, mini golf, horseshoes, indoor shuffleboard courts, park library, pickleball, tennis, 3 clubhouses, cards, billiards & darts and more. Schedule your appointment today.

Features

  • Amenities: Basketball Court, Clubhouse, Golf Course, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 56 x 95
  • Laundry: Inside, Washer Hookup, Electric Dryer Hookup
  • Year Built: 1968
  • Garage: Golf Cart Parking, Driveway, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,092
  • Acreage: 0.12
  • Lot Size: 56 x 95
  • Est. Taxes: $888
  • HOA Fee: $448 Annually
  • Lot Desc: In County, Level, Near Golf Course, Landscaped
  • View: City
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8380459
  • Days on Market: 281 days
  • Website: https://www.raveis.com
    /prop/TB8380459/5446joycestreet_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 9:02:06 PM)
Listing courtesy of BETMAR REALTY CORP   Phone: 813-788-3114

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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5446 JOYCE STREET, Zephyrhills, FL, 33542

$129,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $103,200 $103,200 $103,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $74 $74 $74
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $594 $618 $830
Total Monthly Payment $743 $767 $979

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.