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Charming Waterfront Cottage with Pool on Snead Island
Experience relaxed island living in this delightful 3-bedroom, 3-bathroom waterfront cottage, ideally situated on peaceful Snead Island in Palmetto. Offering 100 feet of tranquil canal frontage with direct access to Tampa Bay, the Gulf of Mexico, the Manatee River, and Terra Ceia Bay, this home is perfect for enjoying the Florida boating lifestyle.
Set on an expansive lot extending approximately 134 feet toward the street, the property provides both privacy and ample outdoor space. Inside, the home features a well-appointed kitchen with abundant cabinetry and a cozy eat-in area, ideal for casual dining. The light-filled floor plan includes a spacious, fully enclosed Florida room with its own A/C unit—perfect for entertaining, relaxing, or hobbies.
Step outside to the screened-in pool area overlooking the canal, where a resurfaced pool, new pump, and updated screening create a private tropical retreat.
Recent upgrades include a new roof with fascia wrap, new gutters and downspouts, new HVAC system, new updated septic system with lift station and drain field, new electrical panel, new water heater, and a new well pump for irrigation.
An oversized two-car garage offers generous space for vehicles, storage, or a workshop.
Located within the quiet and highly desirable Snead Island community of approximately 300 homes, residents enjoy a laid-back lifestyle with no mandatory HOA. The island features minimal traffic, limited commercial development, and a welcoming atmosphere. Nearby Emerson Point Preserve offers a 500-acre State Park with nature trails, kayaking, wildlife viewing, a community beach, and an observation tower as well as a friendly dog beach with stunning sunset views.
Additional highlights include close proximity to downtown Palmetto and Bradenton, with convenient access to St. Petersburg, Sarasota, Tampa, and major highways I-75 and I-275.
An adjacent vacant lot at 4417 Dolphin Lane is also available for purchase, presenting a unique opportunity to acquire both properties as a package.
Whether you're searching for a serene getaway or a full-time residence, this waterfront Snead Island home combines coastal charm with modern updates in an exceptional location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $544,000 | $544,000 | $544,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $595 | $595 | $595 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,218 | $3,350 | $4,409 |
| Total Monthly Payment | $3,905 | $4,037 | $5,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.