5814 SILVER SUN DRIVE, Apollo Beach, FL, 33572 | $648,000

5814 Silver Sun Drive in Waterset is a beautiful 4-bedroom, 3-bath plus office waterfront pool home located right in the heart of Apollo Beach. With 2, 774 square feet of living space, there’s plenty of room to stretch out and enjoy every part of this home.

Built in 2020 by Cardel Homes, this highly popular Northwood II with a second-floor bonus room floorplan has been carefully maintained and feels fresh and ready for new memories. The home features stunning water views with greenspace beyond.

The kitchen is open to the living and dining areas and includes light cabinets, quartz countertops, a gas stove, upgraded Whirlpool stainless steel appliances, a walk-in oversized pantry, and a large 8-foot island perfect for gathering. The main living space offers tall ceilings, tall doors, abundant natural light, and easy-to-care-for wood-look plank tile flooring.

A true split floorplan, three bedrooms are located downstairs, including the spacious owner's suite, which features an oversized walk-in closet, a spacious shower, and double sinks. The office features glass French doors and is roomy enough for two. Upstairs, there’s a huge bonus room with a full bathroom and a walk-in closet—ideal for guests, a playroom, or a second living space—with breathtaking views overlooking the pond.

The backyard is one of the best parts of this home. Step outside to your private pool and spa, surrounded by a panoramic screen enclosure with no beams to obstruct your view. The pool overlooks a peaceful pond with west facing views, making it a perfect spot to relax at the end of the day while you watch the sunset over the water. The extended lanai offers plenty of space for outdoor dining and entertaining. There’s also plenty of room to add a fence and dog run, creating a perfect outdoor haven for your four-legged friends.

Additional features include a 2-car garage with epoxy flooring. Family-owned Cardel Homes offers far more quality standard features than most other builders, such as upgraded cabinetry, upgraded quartz and granite, level 2 17”x17” tile, RedGard coating applied under all tile, Bora-Care termite treatment on interior walls, double-glazed low-E windows, 30-year dimensional shingles, pest control tubes in walls, decorative coach lights, vapor barrier steel-reinforced concrete foundation, structurally engineered roof trusses secured with high-strength galvanized steel hurricane straps, and masonry block wall construction with engineered poured concrete cells with steel reinforcement.

Waterset is one of Apollo Beach’s favorite neighborhoods, and one of the most highly sought after neighborhoods in the entire county. Packed with community amenities like multiple pools, water slides, a splash park, dog parks, playgrounds, fitness centers, tennis, basketball and pickleball courts, and miles of walking trails. Plus, this home is just a short stroll from one of the neighborhood’s newest parks and pool areas, as well as the newly opened 20-acre outdoor recreation center.

Come see why so many are making the move to Waterset — 5814 Silver Sun Drive is ready for you to call it home.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Lobby Key Required, Park, Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Style: Craftsman
  • Year Built: 2020
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,774
  • Acreage: 0.13
  • Est. Taxes: $4,214
  • HOA Fee: $136 Annually
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Water
  • Elem. School: Doby Elementary-HB
  • Middle School: Eisenhower-HB
  • High School: East Bay-HB
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8379382
  • Days on Market: 259 days
  • Website: https://www.raveis.com
    /prop/TB8379382/5814silversundrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 9:26:34 AM)

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NMLS Mortgage Loan Originator ID 1014636

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5814 SILVER SUN DRIVE, Apollo Beach, FL, 33572

$648,000

Harry Finer - The Finer Team

Sales Vice President

William Raveis Real Estate

Phone: 860.882.4911

Harry.Finer@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $518,400 $518,400 $518,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $351 $351 $351
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,984 $3,105 $4,133
Total Monthly Payment $3,427 $3,548 $4,576

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.