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UNBELIEVABLE WATERFRONT IN NORTH VENICE UNDER $250, 000! Bring your boat, 30' max, no bridges to the Gulf. Your Very Own Private Boat Dock!! Community Boat ramp, boat dry storage, boat slips. This lovely bay front sunset cottage has stellar canal and bay views as you walk thru the door. Over 700 sf of open concept living. Living room, kitchen, dining area, new membrane roof, with new impact resistant sliders that offer an expansive canal, mangroves, bay views. Primary bedroom 11X18, built in dresser and three closets and with updated overhead fan light fixture. Butcher block counters in kitchen with newer farm sink. Bathroom has butcher block counters with a walk in shower. Fresh Paint, New Luxury Vinyl Planking, in sand tones. Now ready for your final decorating touches to make it yours. Turn Key, just bring your boat and suitcase! Highly desirable Harbor Lights Cooperative 55+ RESORT LIVING! And no lot rent, resident owned, property taxes, monthly maintenance $278. Fish off your own dock! Rental restrictions. Dock can be rented out. Walk to restaurants, shopping and old town Venice is close by. Tennis, pickle ball, shuffle board, geo thermal pool, clubhouse and walk or bike the Legacy Trail and so much more. Harbor Lights is a 16 acre peninsula surrounded by Roberts Bay and the Intracoastal. Two car inline 30’ driveway parking with a storage shed. Seller says sell! HVAC serviced and new water heater 9/2025.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | $373 | $373 | $373 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,162 | $1,227 | $1,614 |
| Total Monthly Payment | $1,610 | $1,675 | $2,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.