144 MELODY LANE, Tarpon Springs, FL, 34689 | $99,900

Great location! Updated, Charming, & Spacious Furnished 2BR/2BA Home with Florida Room or Optional 3rd Bedroom adds another 105 square feet & not included in the heated square footage. ** You will love Tarpon Shores Resident Owned 55+ Community. It is warm and welcoming with many amenities, events, onsite management, and golf-cart friendly. YOU OWN A SHARE IN THE CO-OP! No LOT RENT! The $40K share price is included in the list price and CAN BE FINANCED through the CO-OP. The split bedroom floor plan provides privacy and flexibility, with both bedrooms featuring built-in closets and dressers. The hall bath features double sinks, solid surface countertops, step-in shower with grab bars, and linen storage, including a built-in hamper. The second bedroom boasts its own ensuite full bath complete with an updated step-in shower. The open living area offers built-in cabinets, a sleeper sofa, two comfy recliners, and the TV is included. There is a large formal dining room and another built in closet. The kitchen is updated and has plenty of cabinet space, a mobile island, and a cozy dinette area. Appliances include a Whirlpool refrigerator with icemaker (2015), a GE microwave (2020), Range with hood and exhaust fan. ***ADDITIONAL FEATURES INCLUDE: Interior walls are full wall wainscoting; a trend you will find in upscale and custom homes. Updated thermal double-pane windows throughout (except the Florida room & guest bath), vinyl plank flooring, and ceiling fans in both bedrooms, the living room, and the kitchen. New Roof Over & AC/Heat (2017), Two-car carport, ramp access, and storage shed, vinyl siding with awnings, downspouts and gutters, sprinkler system. *** Offered furnished (optional) for turnkey convenience—just bring your suitcase! This Single-Wide PLUS home truly offers more space, thoughtful upgrades, and move-in ready comfort. ***THIS VIBRANT, FRIENDLY COMMUNITY OFFERS: resort-style amenities, including a large clubhouse, heated pool, BBQ grills, a fully equipped kitchen, a library, billiard room, covered shuffleboard courts, bocce ball, pickleball, horseshoe pits, and a calendar full of social activities and monthly newsletters. Enjoy affordable, MAINTENANCE-FREE LIVING WITH A LOW MONTHLY CO-OP FEE OF $326, covering lawn mowing, lawn spraying (fertilizer, insecticide, and weed control), water, sewer, trash pickup, cable TV with a park information channel, internet and Wi-Fi. No additional fees, no special assessments, and low taxes—all in a non-flood hazard zone. *** Nearby golfing, the Pinellas Trail, parks, beaches, boating, World-Famous Tarpon Springs Sponge Docks, shopping, fine dining, and breathtaking sunsets just minutes away. This is a must see!

Features

  • Amenities: Clubhouse, Fence Restrictions, Laundry, Lobby Key Required, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Other, Washer Hookup
  • Style: Florida
  • Year Built: 1973
  • Garage: Covered, Driveway, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 850
  • Est. Taxes: $1,064
  • HOA Fee: $326 Monthly
  • Lot Desc: Cleared, Corner Lot, City Lot, Landscaped, Near Public Transit, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8371006
  • Days on Market: 204 days
  • Website: https://www.raveis.com
    /prop/TB8371006/144melodylane_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/1/2026 8:17:52 PM)

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NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

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Our Insurance Division:

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144 MELODY LANE, Tarpon Springs, FL, 34689

$99,900

Sanja Joksovic

Sales Associate

William Raveis Real Estate

Phone: 203.306.7812

Sanja.Joksovic@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $79,920 $79,920 $79,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $454 $486 $648
Total Monthly Payment $618 $650 $812

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.