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Presented by
Jody Delmastro |
NEW PRICE! Only a five-minute walk to the beach, this meticulously maintained condo is move-in ready with a brand-new AC, water heater and all-new kitchen appliances installed in 2024. The updated master bath offers a gorgeous new walk-in shower and a sizable linen closet. This condo comes either partially furnished or unfurnished and has the advantage of being situated in building 16, which boasts outstanding financials and completion of all reserve studies and structural integrity reports. The unit is situated with a quiet and private view of the estuary and nature trail. Additional features include granite counters in the kitchen, light cabinets, plantation shutters, upgraded tile floors in bedrooms, patio, and master bath and a screened back porch. The condo also includes a reverse osmosis drinking water system, with optional coastal decorations, primary bedroom furniture, two desks, nightstands, dining table and chairs, barstools, TV, silverware, towels, and linens. The convenient 2nd floor location provides both elevator and staircase access. COA fees include covered garage parking with bike storage, an individual exterior storage closet, Spectrum TV & internet, water, sewer, trash, recycling and all building upkeep. Additional amenities include access to the nature trail, beach walk-over, two clubhouses, two pools, two gyms, and a sauna. Located directly across from the amazing light sands of the no-drive area of New Smyrna Beach. Move-in or rental-ready! This condo is approved for a low (5) downpayment loan. Ask the list agent for more details.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
Broker Associate
William Raveis Real Estate
Phone: 860.841.4305
Jody.Delmastro@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,821 | $2,424 |
| Total Monthly Payment | $2,277 | $2,348 | $2,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.