2718 SAINT THOMAS DRIVE, Punta Gorda, FL, 33950 | $774,400

One or more photo(s) has been virtually staged. RARE DIRECT SAILBOAT ACCESS IN APPROX. 3 MINUTES TO CHARLOTTE HARBOR WITH NO BRIDGES, PAIRED WITH A THOUGHTFULLY RENOVATED WATERFRONT HOME, NEWER METAL ROOF, PRIVATE POOL, AND MAJOR SYSTEM UPDATES ALREADY COMPLETED.

Thoughtfully renovated and significantly updated, this home is ideally located in the heart of Punta Gorda Isles, one of Southwest Florida’s most sought after waterfront boating communities, offering a fresh, modern coastal feel that sets it apart from its original condition.

There is something special about mornings here, coffee in hand, doors open to the lanai, and peaceful canal views beginning your day. Evenings bring you back outside where the pool, water views, and coastal breezes create the perfect setting to relax or gather.

Inside, the updated kitchen features quartz countertops, custom cabinetry, and newer stainless steel appliances, opening to a light filled living space with luxury vinyl plank flooring throughout. Both bathrooms have been updated with a clean, cohesive design, and fresh interior paint enhances the bright, coastal feel.

This 3 bedroom, 2 bathroom home with a 2 car garage offers a comfortable and functional layout suited for both everyday living and entertaining.

Major improvements include metal roof in 2024, PEX plumbing in 2024, electrical update in 2022, boat lift in 2021, and HVAC in 2019, per seller. Storm shutters are in place. The home did not experience interior water intrusion during recent storms, per seller.

The screened lanai and sparkling pool overlook the canal, creating a natural extension of the home, while a spiral staircase leads to an elevated observation deck with wide water views and soft evening skies and sunset reflections over the canal.

The city maintained seawall, a rare and valuable benefit in Punta Gorda Isles, provides added peace of mind and long term value for waterfront ownership.

Located just minutes from Fishermen’s Village, marinas, waterfront dining, and historic downtown Punta Gorda, this home is also near Ponce de Leon Park with walking trails, harbor views, and a small sugary sandy shoreline. Punta Gorda’s vibrant and nationally recognized dining scene, including a local chef who has gained national recognition and competed at the highest levels, adds to the appeal and highlights why Punta Gorda Isles continues to be one of Southwest Florida’s most beloved waterfront communities.

Your sailboat waterfront lifestyle in Punta Gorda Isles is waiting to be your slice of Southwest Florida paradise.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 120
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida, Ranch
  • Year Built: 1985
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,197
  • Acreage: 0.22
  • Lot Size: 83 x 120
  • Est. Taxes: $6,859
  • Lot Desc: Landscaped, Level
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7508082
  • Days on Market: 355 days
  • Website: https://www.raveis.com
    /prop/C7508082/2718saintthomasdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2026 4:06:03 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-639-0000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2718 SAINT THOMAS DRIVE, Punta Gorda, FL, 33950

$774,400

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $619,520 $619,520 $619,520
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $572 $572 $572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,665 $3,814 $5,021
Total Monthly Payment $4,329 $4,478 $5,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.