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Affordable & Amenity-Rich Living in Timber Lake Estates! Discover the perfect blend of value and comfort in this charming home, just a short commute from Tampa. This private retreat offers an open-concept living and dining area, along with 2 cozy bedrooms and 2 full bathrooms—ideal for easy living and effortless entertaining. Curl up with a good read or sip your morning coffee in the sunlit Florida Room—a perfect space to relax and recharge. Outside, you’ll find a carport for parking, protected from the elements, and a large storage/utility shed with a workbench perfect for stowing your stuff and for tinkering. The home is situated on a unique lot with access to Association green space, giving the property a HUGE, private Back Yard. There are no backyard neighbors, and the property is located just around the corner from one of the community pools and clubhouses, as well as a basketball court. Offering gated access and low HOA fees, Timber Lake Estates provides exceptional value in a secure, welcoming setting. The community is located on Morris Bridge Road in the Wesley Chapel area with great proximity to shopping, schools, a library, and all that Wesley Chapel has to offer. Built by PALM HARBOR, the house was recently replumbed, and permits indicate that the roof was replaced in 2013. Laminate flooring flows through each of the wet areas: the Kitchen, Bathrooms, and Laundry Room. Come see all this home and this community have to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $111,920 | $111,920 | $111,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | $167 | $167 | $167 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $618 | $670 | $900 |
| Total Monthly Payment | $860 | $912 | $1,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.