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Presented by
JB Doherty |
One or more photo(s) has been virtually staged. JUST BEEN REDUCED AGAIN IN DEC. Gulf Gate area , quiet, well maintained 55+ community, 2b/2b villa, tastefully remodeled with granite counters in kitchen & baths, new wood cabinets, new vanities & ceiling lighting, porcelain tile flooring thru-out, unit painted. New A/C has been replaced Dec 2024. Master bedroom with walk-in closet and plenty of storage. Washer, dryer included. Community with heated pool, tiled patio, deck chairs , outside bath, ROOF oof has been replaced recently, 2024, and assessments paid by the owner. Close distance to shopping, grocery stores, gourmet restaurants, theaters. Villa sold "AS IS" unfurnished, shows WITH STAGED PICTURES for viewing and inspiration of your new home. Barely a mile and a half away from world recognized Siesta Key beach with it's powder, sugar like sand & crystal clear waters. Great opportunity with excellent income potential for short terms rentals allowed with a minimum of 2 months or long term rentals, and simply a year around residence to enjoy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
REALTOR
William Raveis Real Estate
Phone: 978.604.0455
jb.doherty@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $990 | $1,030 | $1,371 |
| Total Monthly Payment | $1,258 | $1,298 | $1,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.