233 45TH AVENUE, St Pete Beach, FL, 33706 | $699,000

The next best thing to directly living on the beach. . . living within a 5 minute walk to the beach! With over 2000 sq ft, 4 bedrooms and 3 bathrooms this home has the space you are looking for! You have a brand new kitchen with granite counter tops, and a new set of Whirlpool appliances. A split floor plan allowing for some privacy. This is a really nice home and it has some major potential to be so much more. The family room of the addition is where you have the chance to make this home spectacular! It was built to have a second story loft and the roof of this room was built as a sun deck for hanging out and entertaining. Imagine walking upstairs to your second story loft and then going outside to another stairway up to your rooftop deck to watch the sunsets with your friends. The owners were not able to complete the project but they do have the blueprints should you desire to complete the project yourself. Besides a bit of landscaping in the front, this is a low maintenance home. No lawn to mow in this yard. The backyard is fully covered with pavers making it a great place to entertain. There is also a block construction shed in the backyard. This shed will not blow away! You can use it for storage or with a little imagination make it into a studio, workshop, or even an office. All the big ticket items are newer. . . The roof is only 3 years old. Same with the solar panels, both added in 2022. How does a monthly electric bill of $35 sound? The AC? Brand spanking new, 2025. You won't find a home of this size on the beaches for under a million that is move in ready like this! Don't let this deal pass you by. Schedule your showing right away!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 68 x 91
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1957
  • Garage: 1-car Circular Driveway
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,124
  • Acreage: 0.14
  • Lot Size: 68 x 91
  • Est. Taxes: $3,090
  • Elem. School: Azalea Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8376081
  • Days on Market: 232 days
  • Website: https://www.raveis.com
    /prop/TB8376081/23345thavenue_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 4:37:41 PM)

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203.767.9460

John.Shea@Raveis.com

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

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233 45TH AVENUE, St Pete Beach, FL, 33706

$699,000

John T. Shea - The John T. Shea Team

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.767.9460

John.Shea@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $258 $258 $258
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,219 $3,349 $4,459
Total Monthly Payment $3,569 $3,699 $4,809

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.