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3248 MANGROVE POINT DRIVE, Ruskin, FL, 33570 | $389,000
Fully Furnished Townhome – Prime VRBO/STR Investment Opportunity, year-round residency or winter visitor.
This beautifully furnished maintenance free townhome in the waterfront community of Little Harbor offers a standout opportunity for short-term rental income or a relaxing personal getaway. Ideally located on Tampa Bay, the property boasts some of the most spectacular sunsets in Florida, direct access without any locks or bridges to the Bay and Gulf, drawing vacationers and year-round residents. This home is designed with both comfort and potential profitability in mind. Features include: 2 spacious bedrooms and 2. 5 bathrooms, each bedroom has its own ensuite, four private balconies, roll down screen, quality furniture and appliances. Views of the Skyway Bridge, Tampa Bay, and a peaceful natural preserve where you can see a dolphin or manatee while relaxing or enjoying a cup of coffee while planning your day from one of the four balconies.
The large garage with generous indoor and outdoor storage – perfect for beach equipment, bikes, fishing gear or Golf Cart
This turnkey property is fully furnished and ready to generate income from day one. Whether you're expanding your STR portfolio or entering the market, this home offers strong income potential, low maintenance, and high guest appeal.
Little Harbor is a resort-style community offering:
Pools, two fantastic waterfront restaurants, full-service marinas with a high and dry storage, two boat clubs for ease of water activities and a private beach. Fishing pier, arcade, tennis courts, pickle ball and a dog park for endless entertainment Easy access to shopping and daily conveniences. Just a short drive to some of the top-rated beaches in the world – including Siesta Key, Anna Maria Island, and Ft. DeSoto Park. Surrounded by nature trails and hiking spots for outdoor lovers. New water heater and rear back door have been installed April 2025.
Quick access to Tampa’s vibrant entertainment scene – from pro sports and live concerts to cultural events and festivals. If you are looking for an investment or a place to call your own piece of paradise, Little Harbor has it all.
With its unbeatable location, stunning views, and established vacation destination reputation, this property checks all the boxes for a relaxing home for anyone to come home to.
This home is also available for long term rental Lease includes water, internet, cable and land line phone.
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Closet
- Style: Key West
- Year Built: 2007
- Garage: 1-car Garage Door Opener, Golf Cart Parking
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,258
- Acreage: 0.04
- Est. Taxes: $8,123
- HOA Fee: $585 Monthly
- View: Trees/Woods, Water
- Pet Policy: Breed Restrictions, Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4649291
- Days on Market: 263 days
- Website: https://www.raveis.com
/prop/A4649291/3248mangrovepointdrive_ruskin_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3248 MANGROVE POINT DRIVE, Ruskin, FL, 33570
$389,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $677 | $677 | $677 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,791 | $1,864 | $2,481 |
| Total Monthly Payment | $2,543 | $2,616 | $3,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388