3248 MANGROVE POINT DRIVE, Ruskin, FL, 33570 | $389,000

Fully Furnished Townhome – Prime VRBO/STR Investment Opportunity, year-round residency or winter visitor.
This beautifully furnished maintenance free townhome in the waterfront community of Little Harbor offers a standout opportunity for short-term rental income or a relaxing personal getaway. Ideally located on Tampa Bay, the property boasts some of the most spectacular sunsets in Florida, direct access without any locks or bridges to the Bay and Gulf, drawing vacationers and year-round residents. This home is designed with both comfort and potential profitability in mind. Features include: 2 spacious bedrooms and 2. 5 bathrooms, each bedroom has its own ensuite, four private balconies, roll down screen, quality furniture and appliances. Views of the Skyway Bridge, Tampa Bay, and a peaceful natural preserve where you can see a dolphin or manatee while relaxing or enjoying a cup of coffee while planning your day from one of the four balconies.
The large garage with generous indoor and outdoor storage – perfect for beach equipment, bikes, fishing gear or Golf Cart
This turnkey property is fully furnished and ready to generate income from day one. Whether you're expanding your STR portfolio or entering the market, this home offers strong income potential, low maintenance, and high guest appeal.
Little Harbor is a resort-style community offering:
Pools, two fantastic waterfront restaurants, full-service marinas with a high and dry storage, two boat clubs for ease of water activities and a private beach. Fishing pier, arcade, tennis courts, pickle ball and a dog park for endless entertainment Easy access to shopping and daily conveniences. Just a short drive to some of the top-rated beaches in the world – including Siesta Key, Anna Maria Island, and Ft. DeSoto Park. Surrounded by nature trails and hiking spots for outdoor lovers. New water heater and rear back door have been installed April 2025.
Quick access to Tampa’s vibrant entertainment scene – from pro sports and live concerts to cultural events and festivals. If you are looking for an investment or a place to call your own piece of paradise, Little Harbor has it all.
With its unbeatable location, stunning views, and established vacation destination reputation, this property checks all the boxes for a relaxing home for anyone to come home to.
This home is also available for long term rental Lease includes water, internet, cable and land line phone.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Style: Key West
  • Year Built: 2007
  • Garage: 1-car Garage Door Opener, Golf Cart Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,258
  • Acreage: 0.04
  • Est. Taxes: $8,123
  • HOA Fee: $585 Monthly
  • View: Trees/Woods, Water
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4649291
  • Days on Market: 263 days
  • Website: https://www.raveis.com
    /prop/A4649291/3248mangrovepointdrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 7:33:55 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3248 MANGROVE POINT DRIVE, Ruskin, FL, 33570

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $677 $677 $677
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,791 $1,864 $2,481
Total Monthly Payment $2,543 $2,616 $3,233

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.