3248 MANGROVE POINT DRIVE, Ruskin, FL, 33570 | $369,000

Fully Furnished Waterfront Townhome – Whether you're seeking a year-round residence, winter retreat, or income-producing investment, this beautifully furnished, maintenance-free townhome in the waterfront resort community of Little Harbor offers it all.
Ideally located directly on Tampa Bay with unobstructed access to the Bay and Gulf, there are no locks or bridges — this property is perfectly positioned to attract vacationers and boating enthusiasts alike. Enjoy some of Florida’s most spectacular sunsets along with breathtaking views of the Skyway Bridge, Tampa Bay, and a serene natural preserve where dolphins and manatees are frequent visitors. Designed for both comfort and profitability, this turnkey home features: 2 spacious bedrooms, each with private ensuite bathrooms and balconies 2. 5 bathrooms, four private balconies, roll-down screens quality furnishings and appliances throughout. Large garage with generous indoor and outdoor storage (ideal for beach gear, bikes, fishing equipment, or a golf cart) New water heater and rear back door installed April 2025. Relax with your morning coffee while planning the day’s adventures while soaking in tranquil waterfront views. Little Harbor Resort Amenities Include: Multiple pools, two waterfront restaurants, full-service marinas with high-and-dry storage, two boat clubs, private beach, private fishing pier, tennis and pickleball courts, arcade and dog park, Easy access to shopping and daily conveniences. Just a short drive to world-renowned beaches including Siesta Key, Anna Maria Island, and Fort De Soto Park. Surrounded by nature trails and outdoor recreation. Plus, enjoy quick access to Tampa’s vibrant entertainment scenes, professional sports, concerts, festivals, and cultural events.
Also available for long-term rental.
Lease includes water, internet, cable, and landline phone. This fully furnished property is ready to generate income from day one. With strong short-term rental potential, low maintenance ownership, and high guest appeal, it’s an excellent addition to any investment portfolio — or a personal slice of paradise. With its unbeatable waterfront location, resort-style amenities, and established vacation destination reputation, this property truly checks every box.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Style: Key West
  • Year Built: 2007
  • Garage: 1-car Garage Door Opener, Golf Cart Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,258
  • Acreage: 0.04
  • Est. Taxes: $8,123
  • HOA Fee: $585 Monthly
  • View: Trees/Woods, Water
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4649291
  • Days on Market: 319 days
  • Website: https://www.raveis.com
    /prop/A4649291/3248mangrovepointdrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 4:43:11 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3248 MANGROVE POINT DRIVE, Ruskin, FL, 33570

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $677 $677 $677
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,770 $1,842 $2,451
Total Monthly Payment $2,522 $2,594 $3,203

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.