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Endless Potential One Block from the Beach – Zoned RFM, Utilities Connected. A standout parcel in a coveted location, just one block from the sugar-sand beaches of Treasure Island and two blocks from the serene waters of Boca Ciega Bay. This vacant lot offers the rare chance to design and build your own coastal retreat, tailored to your lifestyle. With utilities already connected, the groundwork is set for a smooth start to construction, saving both time and cost. Imagine crafting a private residence that reflects your vision—whether it’s a modern beach house, a Key West–style escape, or a timeless coastal classic. A duplex might even be a possibility! Seller's family had a duplex on this lot for 50 years! Step outside and you’re immersed in natural beauty. The mangroves and waters of Boca Ciega Bay are home to dolphins, manatees, and countless bird species. Public beach access is only a block away, so mornings can begin with a stroll along the shore, afternoons spent paddleboarding or boating, and evenings capped by breathtaking sunsets. Beyond the sand, you’re just half a mile from iconic John’s Pass Village & Boardwalk, where dining, shopping, and live entertainment meet endless adventure on the water. This unbeatable location blends quiet residential charm with vibrant coastal energy. Opportunities like this are rare on Treasure Island. Whether you’re ready to break ground or invest for the future, this property delivers the perfect balance of lifestyle, location, and long-term value.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,976 | $2,114 | $2,820 |
| Total Monthly Payment | $2,051 | $2,189 | $2,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.