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Presented by
Patty McCarthy, The MCM Team |
4921 DETER ROAD, Lakeland, FL, 33813 | $404,000
PRICED BELOW RECENT APPRAISAL!!Opportunity knocks in the highly sought after Lake Miriam neighborhood! Located in the heart of South Lakeland, this well maintained 4 bedroom, 2 bath pool home offers convenience, character, and an unbeatable location close to everything the area has to offer. Built in 1970, the home retains charming original touches while featuring important updates including a newer roof, air conditioner, and water heater. Inside, you’ll find a traditional layout with a formal living room, formal dining room, a large family room, and a huge primary suite. The primary bedroom includes a spacious walk in closet with built in shelving and an en suite bathroom that opens directly to the pool deck. The family room features sliding glass doors leading to the covered porch and pool area, creating an easy indoor outdoor flow perfect for entertaining. Step outside and enjoy the serenity of the oversized pool, fully enclosed and surrounded by a PVC privacy fence. The oversized garage provides excellent storage, and an additional one car carport adds even more covered parking. Need extra space? A backyard shed with electric offers the perfect solution for tools, hobbies, or storage. Homes in Lake Miriam are rarely available, don’t miss your chance to own in one of Lakeland’s most coveted neighborhoods at a price below recent appraisal.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 107 x 141.25
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 1970
- Garage: 2-car Driveway, Garage Faces Side, Oversized, Parking Pad
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,241
- Acreage: 0.35
- Lot Size: 107 x 141.25
- Est. Taxes: $5,600
- Lot Desc: City Lot, Level, Sidewalk
- Elem. School: Carlton Palmore Elem
- Middle School: Lakeland Highlands Middl
- High School: Lakeland Senior High
- Pool: Deck, Gunite, In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: L4952195
- Days on Market: 346 days
- Website: https://www.raveis.com
/prop/L4952195/4921deterroad_lakeland_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Patty McCarthy, The MCM TeamLuxury Properties Specialist
203.733.7006
Patty.McCarthy@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4921 DETER ROAD, Lakeland, FL, 33813
$404,000
Patty McCarthy, The MCM Team
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.733.7006
Patty.McCarthy@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $323,200 | $323,200 | $323,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $467 | $467 | $467 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,912 | $2,016 | $2,641 |
| Total Monthly Payment | $2,454 | $2,558 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388