20 Oak Lane, Hampton Bays, NY, 11946 | $2,399,900

Located in Hampton Bays’ exclusive Old Harbor Colony community on a quiet street, 20 Oak Lane is a short drive to ocean beaches, waterfront dining, and Hampton Bays town, and it’s not far from Southampton, East Hampton, and Long Island wine country. With views of Shinnecock Bay and the ocean inlet, this home has 4, 263-square feet of living space, five large bedrooms (two are primary suites), four full bathrooms, one half bath, sunroom, recreation room, a newly lined (2024) pool, waterfront deck, and a canal with a 120-foot composite bulkhead. The beautifully landscaped yard has an inground sprinkler system and large deck surrounding the pool with loads of space for entertainment, outdoor dining, a pool shed, and more. Enter through the foyer to the main level where cathedral ceilings and recessed lighting adorn the family room, kitchen, and living room, and dining room. The huge kitchen has loads of cabinets, kitchen Island, new stainless-steel stove, new stainless-steel refrigerator, and two additional wall ovens. The kitchen sliding doors lead out to the composite deck and pool. Hardwood floors flow from the family room to the living room, and into the dining room. There is a gas fireplace in the family room and a wood-burning fireplace in the living room. From the family room, French doors lead out to the sunroom where you can catch some rays indoors while enjoying water views. The butler’s pantry offers even more cabinet space, an additional sink, a second refrigerator, and access to the two-car garage and laundry room. On the south side of the main level is a bedroom with hardwood floors, water views, and access to a full bathroom just outside the bedroom door. On the north side of the main level is the first of two primary bedrooms, which includes an ensuite bathroom with a tub/shower combo, and hardwood floors. The room is large enough for a king-sized bed and more, and it has a walk-in plus two additional closets. On the other end of the home is the huge recreation room with access to the half bathroom. This large space is perfect for watching TV, playing board games, and other recreational activities. Upstairs, on the south side of the home you can enjoy maximum exposure to amazing water views inside the second primary bedroom, a private oasis accessible by elevator or through the exterior sliding glass doors. The suite includes a living room area, a bedroom area, mini-kitchen, spacious walk-in-closet, extra-large ensuite bathroom, and an upper-level deck. Cathedral ceilings add even more allure, and its sunny exposure bathes the suite in natural light. The bedroom area includes a gorgeous hardwood floor with more than enough space to include a king-sized bed and other furniture. The walk-in closet offers loads of places to hang clothes, store luggage, and more. The mini kitchen area includes a bar sink, cabinets, small refrigerator inside the cabinet, counter space, and a two-burner cooktop. The ensuite bathroom includes double sinks with lots of counter-space, separate shower and tub, loads of cabinet storage, and the toilet is inside a water closet for extra privacy. The living/lounge area has a gas fireplace and is large enough to fit a comfy couch, chairs, and a bistro table. You can take the elevator down to the kitchen or exit out through the sliding glass doors to a balcony/deck with amazing waterfront views. This deck includes steps down to the main-level deck and pool area. On the north end of the house is another upper level with two gorgeous and spacious bedrooms with cathedral ceilings, recessed lighting, and hardwood flooring. These rooms share a large Jack-and-Jill bathroom with a tiled shower, linen closet, and water closet for the toilet. The back bedroom includes a balcony with beautiful canal views.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Year Built: 1978
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Central Air
  • Approx Sq. Feet: 4,263
  • Acreage: 0.5
  • Est. Taxes: $19,796
  • Water Front: Yes
  • Elem. School: Hampton Bays Elementary School
  • Middle School: Hampton Bays Middle School
  • High School: Hampton Bays High School
  • School District: Hampton Bays
  • Pool: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: 847747
  • Days on Market: 276 days
  • Website: https://www.raveis.com
    /eprop/847747/20oaklane_hamptonbays_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Harry Finer - The Finer TeamSales Vice President

860.882.4911

Harry.Finer@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Oak Lane, Hampton Bays, NY, 11946

$2,399,900

Harry Finer - The Finer Team

Sales Vice President

William Raveis Real Estate

Phone: 860.882.4911

Harry.Finer@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,919,920 $1,919,920 $1,919,920
Term 360 months 360 months 180 months
Initial Interest Rate** 4.875% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.925% 5.858% 5.681%
Monthly Tax Payment $1,650 $1,650 $1,650
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,160 $11,204 $15,687
Total Monthly Payment $11,935 $12,979 $17,462

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.