5223 QUILLBACK LANE, St. Cloud, FL, 34771 | $658,000

Under Construction. New construction - October completion! Built by Taylor Morrison, America's Most Trusted Homebuilder. Welcome to the Barbados at 5223 Quillback Lane in The Waters at Center Lake Ranch. Arched openings off the foyer lead to a formal dining room and a welcoming gathering room. A first-floor secondary bedroom and full bath sit near a flexible space that’s perfect for a home office or creative nook. The gourmet kitchen offers abundant cabinetry, a walk-in pantry, and a large island, while the casual dining area features a bright bay window. Sliding glass doors in the gathering room open to a covered lanai, creating a smooth indoor-outdoor connection. Upstairs, a roomy loft adds space to relax or play, alongside three secondary bedrooms and two full baths. Tucked away for privacy, the primary suite features its own balcony and a luxurious bath with dual sinks, a walk-in shower, and private water closet. Additional Highlights Include: Gourmet kitchen, secondary bedroom and full bathroom in place of study and powder room, shower at main level bathroom, shower at upstairs secondary bath, and 8' interior doors. Photos are for representative purposes only. MLS#O6300421

Features

  • Amenities: Basketball Court, Playground, Pool
  • Rooms: 9
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Style: Craftsman
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,422
  • Acreage: 0.13
  • Est. Taxes: $0
  • HOA Fee: $84 Monthly
  • View: Water
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Tankless Water Heater
  • MLS#: O6300421
  • Days on Market: 192 days
  • Website: https://www.raveis.com
    /prop/O6300421/5223quillbacklane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2025 2:53:13 AM)
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC   Phone: 407-756-5025

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5223 QUILLBACK LANE, St. Cloud, FL, 34771

$658,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $526,400 $526,400 $526,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,989 $3,198 $4,266
Total Monthly Payment $3,081 $3,290 $4,358

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.