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3 car garage, 1. 10 acre lot!! Front yard includes black iron fence! Welcome to Central Estates. The Putnam plan is a fantastic layout with most living on the main level. For this particular Putnam we have added the 2nd floor bonus room, with an additional upstairs bathroom and bedroom for a total of 3191 sq ft and 4 bedrooms/3. 5 baths. This home is beautifully appointed with many upgrades, such as: gas fireplace, gas tankless water heater, front yard irrigation, whole house gutters, and covered porch. Some of the interior upgrades include: gourmet kitchen layout, with stainless Whirlpool appliances, quartz countertops, white cabinetry including soft close drawers and cabinets, gray tile backslpash. Upgraded countertops/cabinets in all baths frameless shower door at owners. Oak treads and open pickets and rails lead to the second floor. Craftsman trim package in entire home and wainscoting at foyer included as well. NO CARPET, LVP and tile throughout home. Home is very open and spacious with large kitchen and oversized island.
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Our Executive Mortgage Banker:
$599,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,992 | $479,992 | $479,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,688 | $2,875 | $3,827 |
| Total Monthly Payment | $2,780 | $2,967 | $3,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.