5810 LAKE VICTORIA DRIVE, Lakeland, FL, 33813 | $709,000

***Price Improvement*** Welcome to this stunning Ernie White Construction Original Home in the highly desirable Lake Victoria subdivision, an established enclave in South Lakeland known for its private 8-acre lake, mature trees, elegant homes, and oversized lots. Residents enjoy the peace and privacy of suburban living while remaining just minutes from the vibrant heart of Lakeland. With a warm sense of community and picturesque views, this is the perfect place to find your forever home. This residence offers a direct lakefront view of Little Lake Victoria with a charming fountain, beautifully framed the moment you walk through the front door. The entry opens into a spacious living room that flows seamlessly toward the east-facing enclosed lanai under A/C, creating an ideal space for gathering and relaxing with a view. The large dining room leads into the kitchen, while the breakfast nook shares the same lake view, making mealtime a delight. The spacious primary ensuite provides a true retreat with a walk-in closet, separate water closet and shower, plus a soaking bathtub perfect for unwinding at the end of the day. The front bedroom is versatile—ideal as a home office, playroom, or flex space to suit your needs. The kitchen is outfitted with premium appliances, including a Smart Samsung refrigerator, Samsung stove/oven/microwave, Whirlpool dishwasher, and matching Samsung washer/dryer. The two additional bedrooms on the south side of the home share a hallway that includes a separate doorway leading directly to the lanai and outside, offering both convenience and privacy. Step outside to a fully fenced backyard with a paver patio and your own private boat dock on Little Lake Victoria—perfect for fishing, relaxing, or simply soaking in the serene water views. Located in a hidden-gem neighborhood, residents also enjoy access to pickle ball and tennis courts, offering the perfect blend of recreation and relaxation. Don’t miss the chance to own this exceptional waterfront property where every detail is designed to enhance your lifestyle.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1997
  • Garage: 3-car Garage Door Opener, Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,380
  • Acreage: 0.34
  • Est. Taxes: $3,687
  • HOA Fee: $1,550 Annually
  • Lot Desc: Corner Lot, Irregular Lot
  • View: Water
  • Elem. School: Highland Grove Elem
  • Middle School: Lakeland Highlands Middl
  • High School: George Jenkins High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4648701
  • Days on Market: 234 days
  • Website: https://www.raveis.com
    /prop/A4648701/5810lakevictoriadrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2025 11:33:32 PM)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5810 LAKE VICTORIA DRIVE, Lakeland, FL, 33813

$709,000

Your Luxury Listing

Sales Associates

William Raveis Real Estate

Phone: 917.628.4021

YourLuxuryListing@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $567,200 $567,200 $567,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $307 $307 $307
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,221 $3,446 $4,597
Total Monthly Payment $3,620 $3,845 $4,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.