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Direct lake front home with 85' frontage on one of the beautiful Guilford lakes. Your own private dock area to kayak, fish or swim. Your new home is part of the Guilford Lakes Association which offers members access to two private beaches. The Guilford Lakes Golf course is a public golf course and a neighborhood gem often referred to as the "Little Augusta". The water views from your new home are amazing from all the windows and beautiful terraced walkways. The living room has a fireplace and a wall of windows with sweeping views of the water. There are three bedrooms and two and a half baths with a two-car garage. The primary bedroom offers an ensuite bath and a balcony overlooking the water. There is a large deck off the back of the garage with more beautiful views of the lake. The downstairs offers an additional 700 square feet of heated space with windows, sliders and beautiful views. It includes a large family room, one of the bedrooms and a full bath. There is approximately 1825 sq ft of heated livable space. Stunning views and stone terraces throughout the property. Bring your dreams and visions and make this your perfect lake home retreat.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Lower | |
| Eat-In Kitchen | Main | |
| Family Room | Balcony/Deck,Wall/Wall Carpet | Lower |
| Living Room | Fireplace | Main |
| Primary Bedroom | Balcony/Deck,Full Bath,Sliders | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.648% |
| Monthly Tax Payment | $622 | $622 | $622 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,267 | $2,426 | $3,235 |
| Total Monthly Payment | $2,964 | $3,123 | $3,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.