2900 SUNRIDGE LOOP, St. Cloud, FL, 34771 | $403,000

One or more photo(s) has been virtually staged. Discover style, comfort, and privacy in this 4-bedroom, 2-bath home, thoughtfully improved with $30, 000 in upgrades and set on a spacious, fully fenced corner lot. Behind the home is a spacious privately owned lot with no visible structures, providing a sense of openness and privacy. From the charming side-entry garage to the welcoming extended foyer, this home offers thoughtful design throughout. The 3-way split floor plan provides ideal separation of space, with two bedrooms and a full bath located near the entry while a third bedroom, laundry room, and garage access sit privately down the hallway. The home opens into a bright, airy living area where the kitchen shines with granite countertops, stainless steel appliances, shaker cabinetry, a stunning backsplash, and a large island perfect for casual dining. The adjacent dining area flows easily to the lanai and expansive backyard, creating a seamless indoor-outdoor lifestyle. The primary suite overlooks the tranquil backyard and features a spa-inspired en-suite bathroom with dual sinks, granite counters, gold fixtures, a walk-in shower, decorative mirrors, and a generous walk-in closet. Throughout the home, upgraded lighting, modern fans, stylish faucets, and designer accents elevate every room. Step outside to enjoy the oversized backyard, ideal for hosting, relaxing, or soaking up the Florida sunshine. Located just 20 minutes from Orlando International Airport and close to Lake Nona, Medical City, shopping, dining, and more, this home offers the lifestyle you have been searching for.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,830
  • Acreage: 0.19
  • Est. Taxes: $5,828
  • HOA Fee: $91 Monthly
  • Lot Desc: Corner Lot, In County, Sidewalk
  • Elem. School: VOYAGER K-8
  • Middle School: VOYAGER K-8
  • High School: Tohopekaliga High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6298262
  • Days on Market: 259 days
  • Website: https://www.raveis.com
    /prop/O6298262/2900sunridgeloop_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/2/2026 1:35:09 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-352-1040

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2900 SUNRIDGE LOOP, St. Cloud, FL, 34771

$403,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $322,400 $322,400 $322,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $486 $486 $486
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,831 $1,959 $2,613
Total Monthly Payment $2,392 $2,520 $3,174

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.