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Presented by
Bruce Campbell |
32-42 89th Street, #C206, E. Elmhurst (East Elmhurst), NY, 11369 | $220,000
This well-maintained 1-bedroom co-op offers the perfect blend of city living, value and comfort, in one of Queens' most desirable neighborhoods. Nestled on the border of East Elmhurst and Jackson Heights, this unit features an open dining area that flows into a spacious living room. The kitchen features two large windows, filling the room with fresh air and natural light, along with updated appliances, and tiled backsplash and flooring. The bathroom is in excellent condition, with clean subway tiles throughout, a brand-new shower, and a window for ventilation. The generously king-sized bedroom offers a deep closet, plus two additional hallway closets for extra storage. This unit is just steps away from shopping, dining, multiple bus lines on Northern Blvd, and only four blocks from the 7 train, making commuting a breeze. MM is $910. 87 which includes ALL your utilities, property taxes, on-site laundry room, a private courtyard, secure video entry and live-in super. Building requires minimum 25% downpayment, $55, 000/year salary (not including overtime, bonus, unreported income) & 1-year continuous employment. No dogs, no subletting, no guarantors. Don’t miss out on this opportunity!
Features
- Town: E. Elmhurst
- Parking: Garage
- Heating: Natural Gas
- Cooling: Wall/Window Unit(s)
- Levels: 7
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area, Laundry Room
- Complex: Northridge section 3
- Year Built: 1952
- Approx Sq. Feet: 700
- Elem. School: Ps 148
- Middle School: Is 145 Joseph Pulitzer
- High School: William Cullen Bryant High School
- School District: Community District 30
- Pet Policy: Cats OK, No Dogs
- Appliances: Gas Range, Refrigerator
- MLS#: 844796
- Days on Market: 180 days
- Website: https://www.raveis.com
/prop/844796/324289thstreet_eelmhurst_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Bruce CampbellSales Associate
203.984.5227
bruce.campbell@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32-42 89th Street, #C206, E. Elmhurst (East Elmhurst), NY, 11369
$220,000
Bruce Campbell
Sales Associate
William Raveis Real Estate
Phone: 203.984.5227
bruce.campbell@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $972 | $1,041 | $1,403 |
| Total Monthly Payment | $1,047 | $1,116 | $1,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535