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MOVE IN READY - LIVE THE LAKE LIFE THIS SUMMER!Special Interest Rate With Builder Paid Closing Cost AssistanceWelcome to 1072 Refuge Way, a cozy cottage located in the desirable North Shore community of Summerton, South Carolina. Nestled along the shores of Lake Marion, this neighborhood is known for its natural beauty and abundant recreational opportunities. Just steps from your front door, residents enjoy easy access to water activities such as boating, fishing, and kayaking. North Shore offers a unique blend of peaceful lakeside living and outdoor adventure, making it an ideal retreat for those who appreciate time on the water and serene surroundings. Whether used as a vacation getaway or a primary residence, this home provides a welcoming escape from the hustle and bustle of city life, including Charleston. Those who call North Shore home enjoy a lifestyle centered around nature, relaxation, and community, truly a place you'll love where you live. This lake side home features the Perry floorplan which offers a comfortable and efficient layout with two bedrooms and two full bathrooms. The open-concept living area flows seamlessly into the kitchen, creating a welcoming space for everyday living and entertaining. The kitchen features ample cabinetry and counter space with easy access to the adjacent patio, perfect for indoor-outdoor living. The primary bedroom includes a walk-in closet and private en-suite bathroom, providing a relaxing retreat. A secondary bedroom and full bath are conveniently located nearby, ideal for guests, family members, or a home office. Additional highlights include a covered front porch, dedicated laundry area, and thoughtful storage throughout the home. With both a front porch and rear patio, this home offers inviting outdoor spaces to enjoy morning coffee or unwind in the evening. Designed for comfort, functionality, and low-maintenance living, this home is well suited for a variety of lifestyles. Lake life just got within reach at North Shore; these cottages won't last long. Come and see for yourself what lake side living is all about! *Square footage dimensions are approximate. *The photos you see here are for illustration purposes only. Interior and exterior features, options, colors and selections will differ. Please reach out to our sales agents for options.
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Our Executive Mortgage Banker:
$221,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $177,520 | $177,520 | $177,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,093 | $1,137 | $1,486 |
| Total Monthly Payment | $1,168 | $1,212 | $1,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.