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5305 INDIAN OCEAN LOOP, Tavares, FL, 32778 | $325,000
Welcome Home to “Royal Harbor”, a 55+ gated community on the shores of The Harris Chain of Lakes and this immaculate 3 bed/2 bath home featuring a bonus Golfcart Garage/Workshop! Upon entering this immaculate home, the newly painted & epoxy walkway welcomes you into the screened courtyard, great for early morning coffee or entertaining friends and family. Open & spacious is what you will feel in this home with a large Great Room/Dining Room combo, sola-tube in the Dining area, as well as a triple sliding door that welcomes you out to your 10x20 screened Lanai with vinyl sliding windows & LPV flooring, both new in 2021. If you love to grill, you’ll appreciate the rear patio ready for your best BBQ’s & gatherings! This fabulous Kitchen is airy & beautiful and features a Breakfast Nook in front of French doors that open onto the front courtyard, stylish 42” wood cabinets with soft-close hardware and electrical outlets above for holiday decor, SS appliances (gas stove) and these gorgeous granite counters & backsplash make a big statement. The relaxing Primary Suite offers private access to your Lanai, 2 closets and an ensuite bathroom boasting a spa-like soaking tub, separate tiled shower, comfort commode, dual sinks, vanity area, and a large linen closet. The 2 guest rooms are split from the Primary Suite and both feature large closets, laminate flooring and ceiling fans. Bathroom 2 includes a granite counter, tub/shower combo, comfort commode and bright window for the sunshine to stream in. RECENT UPGRADES INCLUDE: 2023 HVAC (gas furnace), Washer & Dryer, Water Filtration System, 2022 Exterior Paint & Concrete Landscape Curbing, 2021 Roof & Gutter Guards, Separate Irrigation Meter. THERE'S MORE… Attic includes Radiant Barrier Heat Shield, flooring for storage & pull-down stair access. The garage offers a retractable screen door, side access door, plenty of room for shelving & wall storage, and a 13x13 Workshop/Golf Cart area! The driveway is oversized with pavers, and the landscape well-manicured. Nothing left to do except move in and start enjoying the clubhouse/heated pool/spa, join numerous clubs/activities, play pickleball/shuffleboard/tennis, relax at the dock & fishing pier, hike or bike the trails, enjoy sunsets at the Community Lighthouse, and you can even park your RV &/or Boat in the Storage area. Welcome Home!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Lobby Key Required, Park, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
- Rooms: 13
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 2004
- Garage: 2-car
- Heating: Central, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,824
- Acreage: 0.23
- Est. Taxes: $3,063
- HOA Fee: $232 Monthly
- Lot Desc: City Lot, Landscaped
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
- MLS#: V4941959
- Days on Market: 230 days
- Website: https://www.raveis.com
/prop/V4941959/5305indianoceanloop_tavares_fl?source=qrflyer
Listing courtesy of ROUND TABLE REALTY INC. Phone: 904-469-7653
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5305 INDIAN OCEAN LOOP, Tavares, FL, 32778
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $255 | $255 | $255 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,476 | $1,580 | $2,107 |
| Total Monthly Payment | $1,806 | $1,910 | $2,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388