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Presented by
Julia King |
133 CEDAR DUNES DRIVE, New Smyrna Beach, FL, 32169 | $389,000
Welcome to your Beachside Gem! This charming townhome, not a condo, offers low HOA dues and is just a stone's throw from the beach, restaurants, and shopping. Grab your golf cart and explore the island like a local! After a day of adventure, unwind on your brick paver patio with your favorite beverage, all while enjoying the soothing sounds of the ocean in the background. The interior of this unit has been beautifully remodeled in the past, featuring granite countertops, 42-inch cabinets, a spacious center island kitchen, indirect lighting, a newer A/C unit, and plenty of storage. Upstairs, both bedrooms open up to a balcony that overlooks the lovely patio below. This unit also comes with a designated parking space, plus additional spaces for guests. Just down the street, River Lagoon Park offers a fishing pier, picnic area, and walking trails, providing easy access for paddle boarding or kayaking in the serene backwaters that lie between the ocean and the main river channel. With affordable HOA fees compared to other local associations, you’ll have more freedom to enjoy everything New Smyrna Beach has to give. Public events on both Flagler Avenue and Canal Street are just a short distance away, Airport is only 30 minutes for all your travel needs. Don’t miss out on this fantastic opportunity!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 1980
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,736
- Acreage: 0.03
- Est. Taxes: $4,704
- HOA Fee: $140 Monthly
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: NS1084452
- Days on Market: 282 days
- Website: https://www.raveis.com
/prop/NS1084452/133cedardunesdrive_newsmyrnabeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Julia KingSales Associate
860.876.7097
Julia.King@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
133 CEDAR DUNES DRIVE, New Smyrna Beach, FL, 32169
$389,000
Julia King
Sales Associate
William Raveis Real Estate
Phone: 860.876.7097
Julia.King@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,767 | $1,864 | $2,502 |
| Total Monthly Payment | $2,234 | $2,331 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388