|
Presented by
Mike Henetz |
This 2024 home is better than new and is a great bang for your buck! Upgrades include pendant lighting, remote controlled ceiling fans, and the interior paint finish. And this home has it all with a screen enclosed lanai, fully fenced yard, window treatments, finished window sills, refrigerator, washer, and dryer. An open concept split plan with 3 TRUE bedrooms, and it does not back up to a road. Your kitchen boasts stone countertops with a double undermounted sink, an island for additional counter space and cabinets, and a closet pantry. The pendant kitchen lighting adds that special touch. There is plenty of space to entertain with a dining area, breakfast nook, large island, and triple sliding glass doors that lead to your screen enclosed lanai. Open the sliders for that refreshing breeze to fill your home and bring the outside in. Tile throughout the living areas. Your primary bedroom features a tray ceiling, walk in closet, and remote controlled ceiling fan with light. The luxurious primary bathroom has stone countertops, 2 undermounted sinks, a tiled step in shower, a bathtub, and a separate water closet. On the other side of your home are 2 guest bedrooms with closets, and a guest bathroom with pendant lighting, tub/shower combo, stone countertop, and undermounted sink. The laundry room has a closet for extra storage space, and the washer and dryer are included. Lawn maintenance is included in the $215/month HOA fee, or you can opt out and pay less. JB Ranch is a gated community with a resort style pool, pickleball court, bocce ball, a fitness center, while less than 1 mile to grocery shopping. This home comes complete with a smart home package. Transferable termite bond in place, and survey available to buyer. The property information provided is deemed to be true and correct, however, the accuracy of the information is not guaranteed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
Sales Associate
William Raveis Real Estate
Phone: 203.913.6833
Michael.Henetz@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $49 | $49 | $49 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,340 | $1,434 | $1,913 |
| Total Monthly Payment | $1,463 | $1,557 | $2,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.