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**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING –
Beautiful, spotless, extensively upgraded, and move-in ready—all fall short in highlighting the condition of this fine home. Built strong by Ryland Homes for the current owners in 2006, this “Sanibel Model” has been meticulously maintained and it shows! Awash in a light and bright neutral décor (painted inside and out in 2023), this efficient, open-concept plan boasts two bedrooms, two full baths, a separate den/office, breakfast and formal dining areas and a laundry room with direct access to the two-car attached garage. There is room to add a private pool, if you wish. This home has an extensive list of features, some of which include a durable/decorative metal roof with a 50-year warranty (2019), a newer air conditioning system, water heater (2025) and water softener and has over $145, 000 in upgrades! It enjoys the efficiency of low-E double-pane windows, Hunter Douglas electric blinds, upgraded window and door storm shutters, and an electric lanai storm panel. The kitchen and baths have been updated and include new natural wood five-panel cabinetry, beautiful Quartz countertops and a complimentary backsplash. This spacious kitchen also has an island, dual pantries, stainless appliances and an under-sink reverse osmosis system. The lush tropical landscaping looks pristine and includes lighting, paverstone margins around the entire home, and a large front paverstone patio. Suncoast Lakes is a gated community comprised of approximately 200 homes surrounded by greenspaces and four community lakes. It is a fully developed, well-maintained residential enclave in central Charlotte County. Suncoast Lakes Homeowner’s Association has a reasonable dues schedule ($569 per quarter), which includes community access control, common area maintenance and road maintenance, a community pool, basic cable and internet (Xfinity) and irrigation water. In addition to all these amenities, this home is located in a LOW-RISK flood zone which does not require flood insurance if you have a mortgage. An "X" zone means it has only a 1% chance of a flood every 500 years! From this location, you are but 1. 5 miles from shopping, 2. 5 miles from Interstate 75 (Exit 170 Kings Hwy) and just 5 miles from historic downtown Punta Gorda on Charlotte Harbor. Do yourself a favor and walk through now by clicking on the attached interactive 3D VIRTUAL TOUR! Then schedule an on-site appointment.
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Our Executive Mortgage Banker:
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,600 | $263,600 | $263,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $159 | $159 | $159 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,456 | $1,580 | $2,119 |
| Total Monthly Payment | $1,690 | $1,814 | $2,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.