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22 Ballard Street, Smallwood, NY, 12778 | $369,500
Rustic and spacious log-sided home, perfect for all seasons, located in the desirable Bethel area within the charming hamlet of Smallwood. This property offers access to Mountain Lake, including a beach area and options for boating, kayaking, fishing, and hiking in the local park. Enjoy community amenities such as tennis courts, a pool, and a clubhouse which is not not mandatory to join. This rare find features 4 bedrooms and 3 bathrooms, with a master bedroom and en-suite bath conveniently located on the first floor. The layout includes a country kitchen, dining area, and an oversized living room with an Avalon woodstove. Every room is equipped with individual baseboard heat controls for added comfort. Additional conveniences include a laundry room, ample closet space, and standout features such as two decks, a large screened-in porch, and a barbecue area. The property also boasts a 4-car driveway for easy parking. Ideal for year-round living, a vacation getaway, or an AirBnB investment. Furniture is optional and can be included. Situated on a quiet dead-end road, this home is close to Bethel Woods, White Lake, and other attractions and shopping destinations in Sullivan County.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full
- Laundry: In Kitchen
- Style: Saltbox
- Year Built: 1940
- Heating: Electric
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,560
- Acreage: 0.52
- Est. Taxes: $4,371
- Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Level, Near School, Near Shops, Part Wooded
- View: Neighborhood
- Elem. School: Emma C Chase School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Gas Water Heater
- MLS#: 842319
- Days on Market: 191 days
- Website: https://www.raveis.com
/prop/842319/22ballardstreet_smallwood_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 Ballard Street, Smallwood, NY, 12778
$369,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,600 | $295,600 | $295,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,725 | $1,796 | $2,396 |
| Total Monthly Payment | $2,164 | $2,235 | $2,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535