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106 MOSSY OAK DR, Davenport, FL, 33837 | $360,000
One or more photo(s) has been virtually staged. RidgeDale 3/2 with preferred bay window elevation, private pool, SunRun solar panels for low monthly electric bills, tile floors and an extended garage on a corner lot in High Vista’s active 55+ community. Current owner’s last 14-month average monthly electric bill was $86. Bright open central great room has 12 FT ceilings and a wall of patio doors leading to a nearly 1100 SF west-facing screened lanai and pool. Eat-in kitchen has Corian counters, breakfast bar & built-in desk, Bosch dishwasher, stainless-steel refrigerator & range, pantry and storage closet. Cathedral ceiling in primary bedroom with full private bath, linen closet, double sink vanity and 6x6 walk-in closet. Split bedroom design offers a cozy guest area with adjacent full bath and linen closet between guest rooms. Corridor garage-access laundry room with washer & dryer has storage closet and utility sink. Garage has pull-down ladder access to attic, opener with keypad entry and extra refrigerator. Current owner replaced water heater in 2025, painted exterior and interior in 2022, replaced window blinds, ceiling fans & lighting and installed full-view front storm door with integrated rolling screen. Prior owner replaced pool heater in 2019 and roof in 2018. Solar panels are leased; buyer must apply for SunRun credit approval and sign transfer of Sunrun Solar Service Agreement. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $230 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $425 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full
- Laundry: Corridor Access, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Florida
- Year Built: 2003
- Garage: 2-car Driveway, Garage Door Opener, Off Street, Oversized
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,797
- Acreage: 0.21
- Est. Taxes: $3,793
- HOA Fee: $230 Monthly
- Lot Desc: Corner Lot, In County, Landscaped, Level, Near Golf Course, Private
- View: Pool
- Adult Communities: Yes
- Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
- Pet Policy: Size Limit, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- MLS#: S5123627
- Days on Market: 270 days
- Website: https://www.raveis.com
/prop/S5123627/106mossyoakdr_davenport_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES Phone: 407-566-1800
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
106 MOSSY OAK DR, Davenport, FL, 33837
$360,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $316 | $316 | $316 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,750 | $2,334 |
| Total Monthly Payment | $2,026 | $2,141 | $2,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388