823 E 10TH AVENUE, New Smyrna Beach, FL, 32169 | $549,000

Is it time to make your dream of living at the beach a reality? It is easy to do with this beautiful 3 bedroom/2 bath Beach Bungalow just steps from the ocean! Seller is offering a $10, 000. credit to the buyer, with an acceptable purchase price, to add your personal touches and make this house your own. Hurricane impact windows installed in 2018, new roof in 2019, air conditioner new in 2021, commercial grade irrigation pump and a one-car garage are all features that make this home truly a special find! The kitchen is outfitted with a natural gas range, solid maple wood cabinetry and travertine flooring. The kitchen opens up to the living room making entertaining a breeze. In addition to the two main bedrooms, this home also boasts an attached guest suite with a separate entryway. The perfect place to host family and friends. The large, fenced backyard is a wonderful retreat to sit, in your screened porch, and listen to the crashing waves not far away. Plenty of outdoor space for pets, pool, boat, etc. Looking for a second home to escape the cold winters, the Orlando airport is approximately 65 miles away making for a convenient commute. No HOA! Come see what the Florida lifestyle is all about. Sightings of dolphins, manatees and sea turtles are all things that locals get to experience, not to mention rocket launches from nearby Kennedy Space Center. Bike paths, local restaurants, kayaking/boating, fishing, festivals and an active arts community are all a part of what makes New Smyrna Beach such a unique beach town. Call today to schedule a showing!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 150
  • Laundry: Inside
  • Year Built: 1957
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,034
  • Acreage: 0.17
  • Lot Size: 50 x 150
  • Est. Taxes: $5,498
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1084359
  • Days on Market: 266 days
  • Website: https://www.raveis.com
    /prop/NS1084359/823e10thavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2026 6:04:03 AM)
Listing courtesy of The Keyes Company   Phone: 386-428-5723

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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823 E 10TH AVENUE, New Smyrna Beach, FL, 32169

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.541%
Monthly Tax Payment $458 $458 $458
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,494 $2,669 $3,531
Total Monthly Payment $3,044 $3,219 $4,081

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.