641 Cottage Landing Drive, Summerville, SC, 29485 | $480,530

Proposed Construction in Watson Hill by Ashton Woods Homes! In the heart of the Ashley River Historic District and nestled between the small-town charm of Summerville and highly desirable West Ashley is Watson Hill, an Ashton Woods neighborhood located on property dating back nearly 340 years. Here amid winding nature trails and the stately beauty of the lowcountry, close by the work centers of Charleston you'll find a collection of exceptionally designed, single-family homes. Residents at Watson Hill will enjoy an amenity-rich lifestyle. The Harrison features 4 bedrooms 2. 5 bathrooms, an open concept floor plan, optional study, many layout configurations and endless design options! Estimated 6-7 month build time. Gorgeous private homesites to chose from!This popular Harrison floor plan is proposed construction, where you have the ability to select your homesite, exterior elevation, structural options and design this home to your style at our award winning design studio.

Features

  • Amenities: Clubhouse, Dog Park, Park, Pool, Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Craftsman
  • Development: 62 - Summerville/Ladson/Ravenel to Hwy 165
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,787
  • Acreage: 0.18
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Beech Hill
  • Middle School: East Edisto
  • High School: Ashley Ridge
  • MLS#: 25007943
  • Days on Market: 299 days
  • Website: https://www.raveis.com
    /prop/25007943/641cottagelandingdrive_summerville_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jeanne RustekSales Associate

860.930.3269

Jeanne.Rustek@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

641 Cottage Landing Drive, Summerville, SC, 29485

$480,530

Jeanne Rustek

Sales Associate

William Raveis Real Estate

Phone: 860.930.3269

Jeanne.Rustek@Raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $384,424 $384,424 $384,424
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,183 $2,302 $3,090
Total Monthly Payment $2,258 $2,377 $3,165

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.