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Presented by
Jennifer Schaffer |
Welcome to 105 Colechester Ln, a spacious 4-bedroom, 2 and 1/2-bathroom home located on a desirable corner lot in Palm Coast. Offering 2, 930 sq ft of living space, this saltwater canal home provides an exceptional waterfront lifestyle with direct access to the Intracoastal Waterway. Enjoy the convenience of a private boat dock, ideal for boating and water activities right from your backyard.
Inside, the thoughtfully designed floor plan ensures comfort and style. The home features a vaulted ceiling, enhancing the sense of space and light throughout. The large master suite is a true retreat, complete with a large master bathroom featuring a double sink, soaking tub, and a walk-in shower. The split-bedroom layout offers privacy, with the other two bedrooms thoughtfully separated from the master for added convenience.
The home includes multiple dining areas, including a formal dining room and a large kitchen island—perfect for entertaining guests or enjoying family meals. The enclosed Florida room adds extra living space, with stunning water views to enjoy year-round. Cozy up to the gas fireplace in the spacious living room or take in the beauty of the canal, where you’ll often spot dolphins and manatees.
This home offers not only an ideal space for relaxation but also great potential as a vacation home or short-term rental investment. Located near top-rated schools, shopping centers, dining options, and recreational facilities, this property strikes the perfect balance of seclusion and accessibility. Palm Coast is renowned for its stunning parks, scenic golf courses, and picturesque trails, offering endless opportunities for outdoor enthusiasts.
Move-in ready and waiting for you—whether you're seeking a primary residence, vacation getaway, or investment property, don't miss the chance to make this gem yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
REALTOR
William Raveis Real Estate
Phone: 203.710.1622
Jennifer.Schaffer@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $330 | $330 | $330 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,768 | $2,920 | $3,821 |
| Total Monthly Payment | $3,190 | $3,342 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.