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PRIVATE, PEACEFUL, AND PERFECTLY POSITIONED IN THE HIGHLY SOUGHT-AFTER GATED COMMUNITY OF HARBOUR OAKS! This impressive Punta Gorda home offers an exceptional blend of space, privacy, and indoor-outdoor Florida living — all set on an expansive TRIPLE LOT within one of the area’s most desirable and beautifully maintained communities. With a sparkling pool, oversized garage, and a bright, flowing layout designed for comfort and entertaining, this property is truly a rare opportunity.
This 3-bedroom, 2-bath home welcomes you with an open floor plan that flows effortlessly toward the SPARKLING POOL AND EXPANSIVE LANAI, creating the ideal setting for relaxing, entertaining, or enjoying peaceful Florida evenings. Large windows and sliding doors bring in abundant natural light, enhancing the home’s airy and inviting atmosphere.
The kitchen offers generous cabinet and counter space, a convenient breakfast bar for additional seating, a built-in wine rack, and a cozy breakfast nook overlooking the pool area — the perfect place to start your morning. A separate formal dining area sits just off the kitchen and near the spacious laundry room with additional cabinetry for storage, adding both convenience and functionality.
The split floor plan ensures privacy for both owners and guests. The primary suite, located just off the living room, features direct access to the lanai and an impressive, oversized bathroom complete with dual vanities, a massive walk-in closet, a claw-foot garden soaking tub, and a separate shower. An additional mirrored flex space within the primary bath offers the perfect spot for a sitting area, vanity space, or private workout area.
On the opposite side of the home, two generously sized guest bedrooms share a Jack-and-Jill bathroom, with one bedroom offering direct access to the pool and lanai — ideal for visiting guests or family.
Situated on THREE LOTS, the property provides extra breathing room and features a SIDE-ENTRY OVERSIZED GARAGE with a large parking pad, offering plenty of space for vehicles, storage, or hobby space. The home also features tile flooring throughout the main living areas and bathrooms and a NEW A/C, providing both style and peace of mind.
Residents of Harbour Oaks enjoy a grand gated entrance, tennis courts, shaded sidewalks, and a peaceful park-like setting, all while being conveniently located near the best of Punta Gorda’s shopping, dining, waterfront activities, and historic downtown.
Homes in this highly desirable gated community rarely become available — schedule your private showing today and discover the lifestyle Harbour Oaks has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $339,200 | $339,200 | $339,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $584 | $584 | $584 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,979 | $2,089 | $2,749 |
| Total Monthly Payment | $2,638 | $2,748 | $3,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.