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Presented by
Linda Batiancela |
This 5 bedroom, 4-1/2 bath home with high ceilings, lots of light, an eat-in kitchen, also features a separate office and large separate den. The wooden floors have recently been refinished to a white oak with a fresh repainting of the interior. The lower level, just fully renovated now features a state-of-the-art gym and a media centre with a full-wall projector and Sonos surround sound system. Both primary suite bathrooms, as well as the powder room, were completely redesigned with luxurious finishes. There are primary suites on both the first and second levels, 2 fireplaces and a stunning yard with a new patio surrounding the heated pool, stacked stone walls and lush landscaping. The breathtaking property is a short distance to a gorgeous sandy bay beach via a private trail. An additional private trail, steps from the driveway, serves as a hamlet to hamlet footpath for additional beach access or hiking. Minutes to Sag Harbor Village and Bay Beaches. www. 87LaurelValleyDrive. com
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 516.729.8123
Linda.Batiancela@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $773 | $838 | $1,125 |
| Total Monthly Payment | $848 | $913 | $1,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.