9230 PINE COVE DRIVE, Englewood, FL, 34224 | $925,000

One or more photo(s) has been virtually staged. Waterfront Boatable Retreat with Deep Water Access & Stunning Views!
Discover the ultimate coastal lifestyle with this elevated 3-bedroom, 2-bathroom home, perfectly situated on an oversized lot with 100 feet of water frontage. Boating enthusiasts will appreciate the sailboat-accessible deep water, a covered boat lift, a concrete seawall, and a dock with an extended concrete entertainment area—ideal for soaking up the Florida sunshine or hosting waterfront gatherings. Just minutes from the Intracoastal Waterway and the Gulf of Mexico, this property offers unparalleled convenience for those who love to explore by boat.
Designed for peace of mind, this elevated home remained high and dry during storm season, with the first floor dedicated to a spacious garage and workshop area. Upstairs, the wraparound porch provides breathtaking sunrise and sunset views while offering a perfect spot to relax and enjoy the serene surroundings. Inside, the open and airy split floor plan welcomes you with a coastal-inspired ambiance and stunning water views from the spacious and open dining and great room area, where large sliding glass doors seamlessly blend indoor and outdoor living.
The fully updated kitchen is a chef’s delight, featuring granite countertops, stainless steel appliances, elegant glass-front cabinets, and ample storage with three pantries. A built-in desk with water views and a door leading to the lanai adds both function and charm. The primary suite is a tranquil retreat with double built-in closets, an ensuite bath with granite countertops, a walk-in shower, and a linen closet for added convenience. The guest bedrooms are equally impressive—one featuring a Murphy bed and sliding glass doors to the lanai, allowing for flexible use as a bedroom or home office, while the second oversized guest room includes a built-in closet and shares a guest bath with a tub/shower combo, granite countertops, and a linen closet.
Enjoy dual screened-in lanais, with one upstairs and another on the lower level, providing multiple spaces to savor the waterfront views. Additional highlights include a 2023 roof, 2023 A/C unit, 2024 hot water heater, Central Vacuum system, and 2024 refrigerator and microwave. The elevated A/C system is positioned at the top floor level for extra protection and peace of mind. Beautifully landscaped grounds and a screened garage add to the home’s appeal.
This exceptional property offers a rare opportunity to own a storm-resilient waterfront home that combines luxury, functionality, and breathtaking views. Schedule your private tour today and make this waterfront oasis your own!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,774
  • Acreage: 0.26
  • Est. Taxes: $4,844
  • Lot Desc: Landscaped, Near Marina, Oversized Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: D6141534
  • Days on Market: 290 days
  • Website: https://www.raveis.com
    /eprop/D6141534/9230pinecovedrive_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 3:34:17 PM)

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Trevor EnglishSales Associate

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Trevor.English@Raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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9230 PINE COVE DRIVE, Englewood, FL, 34224

$925,000

Trevor English

Sales Associate

William Raveis Real Estate

Phone: 239.450.4786

Trevor.English@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,202 $4,437 $6,145
Total Monthly Payment $4,698 $4,933 $6,641

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.