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Presented by
Gayle Satcher |
Major price improvement! Welcome to Five Towns, a vibrant community, located in heart of all that's happening on the Pinellas Suncoast. Approximately 100 acres of lush woods and ponds with bicycle and walking paths are a short hop to the Gulf Beaches, the Bay Pines Veterans Hospital and
Downtown St. Petersburg, with its fabulous restaurants and museums, including the Salvador Dali. Shops, grocery stores, banks, medical offices, the Pinellas Trail and golf courses are also nearby. Two airports, TPA and PIE, are less than an hour away, offering
hundreds of domestic and international flights daily. Without ever leaving the community, for your enjoyment, you have club houses, swimming pools, shuffleboard courts, tennis courts, pickleball courts, a fitness center and a Barbeque area. There is a carwash area
and an area for your extra vehicles and toys, like RV's and boats. Motorcycles are permitted, so are small pets. The Maintenance includes natural gas for cooking, heating and hot water. Sorry, you have to be at least 55 years old to be a part of all this. The Emory Building is a financially secure building with good reserves. The Milestone review has been completed. A new roof has been installed. The Seller has paid all levied assessments. The building sustained damage during the recent hurricanes. This unit did not. According to their attorney, the carports must be restored. There may be additional assessments in the future. Currently none are pending. This is your chance to acquire one of the most popular floor plans, a large "inside corner. " This plan offers extra windows in the living room, which allows more light and does away with the feeling of being in a cave that so many condos have. The windows have been updated. The kitchen has some nice added touches. The furniture is optional, for those wanting immediate occupancy. This unit is perfect for snowbirds or year-round residents seeking the good life.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$139,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.450.4828
Gayle@GayleSatcher.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $111,200 | $111,200 | $111,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $631 | $666 | $894 |
| Total Monthly Payment | $941 | $976 | $1,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.