374 W COBBLESTONE LOOP, Hernando, FL, 34442 | $351,500

Clean and crisp, this 2014 home has been customized to feature contemporary and durable finishes that present a great opportunity for a turn-key home purchase located within the 55+ gated community of Heritage Village.  The home offers 3 bedrooms, 2 bathrooms, and a 2 car garage with 2, 076 living square feet.  The layout of the home features a split-floor plan with a large family room, formal dining space, well-appointed kitchen, breakfast nook and dedicated laundry room.  You'll instantly notice the diagonal luxury vinyl plank (installed 2023) and 9'4" ceilings throughout, which create a sense of modernity, accentuated by multiple 72" white and chrome ceiling fans (installed 2023).  This bright and airy home has double paned windows throughout, with sliders to an enclosed Florida Room, perfect for a flex space.  The primary bedroom includes a sitting or office nook, large walk-in closet, and spacious attached bathroom with double vanity, walk-in shower, linen closet, and separate toilet room.  The kitchen includes granite countertops and solid wood cabinets with pull-outs in all base cabinets and the slow close feature on all doors.  All kitchen appliances are stainless steel - LG & Bosch.  The guest wing includes 2 bedrooms which share a bathroom - with a door out to the enclosed Florida Room.  Energy efficient LED lighting has been installed throughout the home to help keep electricity bills lower. The attached 2 car garage includes a painted floor, pull-down stairs for attic access, a utility sink and a side entry door for your convenience. The luxury vinyl plank is commercial grade with a 22mil wear layer, the interior of the home was painted with welcoming neutral tones in 2023, and the exterior was repainted in 2023 with high quality exterior paint.  The exterior of the home features gutters and downspouts, a sprinkler system, lemon trees, and includes yard maintenance through the HOA! Heritage Village is a small, private community, located close to shopping centers Heritage Oaks and Shops at Black Diamond.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2014
  • Garage: 2-car Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,076
  • Acreage: 0.27
  • Est. Taxes: $3,481
  • HOA Fee: $527 Quarterly
  • Adult Communities: Yes
  • Elem. School: Forest Ridge Elementary School
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM697519
  • Days on Market: 270 days
  • Website: https://www.raveis.com
    /prop/OM697519/374wcobblestoneloop_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2026 4:09:12 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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374 W COBBLESTONE LOOP, Hernando, FL, 34442

$351,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $281,200 $281,200 $281,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,597 $1,684 $2,242
Total Monthly Payment $1,962 $2,049 $2,607

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.