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This true 2BR/2 Full Bath condo is nestled in the private back corner of the desirable Barcelona building of Orchid Springs. It is NOT a 55+ community, so open to all qualified buyers! This gorgeous condo could be the ideal solution to your housing needs, as an investment property, for a grown adult moving out of parents' household, remote working from home, downsizing, or your very first Florida home! Imagine no outdoor chores!
Enjoy lush views, natural light & air flow from windows on 3 sides. This unit has undergone many recent improvements including non-popcorn ceilings, vinyl plank flooring, and fresh paint throughout. The full sized kitchen boasts 17 cabinets, 10 drawers & a pantry. This unit is a MUST SEE with a spacious, open floor plan with a large great room/dining area and ample 12'x15' primary bedroom w/full en suite bath & a spacious walk-in closet. The stairway is just outside the door, with assigned parking below. ONE SMALL MONTHLY HOA/MANAGEMENT FEE OF $312. 69 IS ONE OF THE LOWEST IN THIS AREA. It covers the building exterior, grounds maintenance, parking lot, laundry & mailroom, common gas water heaters, tree care, water, sewer, trash disposal, gas for heating/cooking if desired, capital accounts, etc. Located in Southeast Winter Haven, surrounded by its famous Chain-O-Lakes known for boating, fishing and waterski shows. Around the corner from Legoland, situated between Tampa & Orlando.
At merely 2- stories in height, the Barcelona Building and this condominium unit are NOT subject to the mandatory engineering inspections and repairs that old high rise condos 3+ stories tall are, thus eliminating the potentially astronomical associated assessments.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$107,731
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $86,185 | $86,185 | $86,185 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $483 | $516 | $687 |
| Total Monthly Payment | $648 | $681 | $852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.