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Presented by
Krista Lombardo |
2731 HOWARD Road, Middleburg, FL, 32068 | $298,900
Potential Short Sale - Subject to Lender Approval. Property is being marketed as a short sale; lender approval has not yet been obtained. Property is sold as-is with the right to inspect.
Buyer to verify all property information. All offers must include proof of funds or lender pre-approval. Closing timeline will be subject to lender approval.
Opportunity meets tranquility at 2731 Howard Rd, Middleburg, FL 32068, a unique 1-acre estate in a highly desirable Clay County location. Enjoy peaceful country living while remaining just minutes from Blanding Blvd, shopping, dining, top-rated schools, and major highways for easy access to everyday conveniences.
The main home offers approximately 2, 736 sq. ft. of living space, featuring tile and carpet flooring, a cozy fireplace, and a spacious layout with potential to add additional bedrooms. With light updates, including bathroom tile resurfacing, flooring refresh, kitchen modernization, and interior paint--this property could easily be transformed into a beautiful primary residence or income-producing rental.
This property also offers multiple income-generating possibilities. The backyard includes a fully equipped 1-bedroom, 1-bath guest house, ideal for long-term rental, Airbnb, or private in-law quarters.
Additionally, the 800+ sq. ft. detached garage, currently used as a wood shop, offers potential to convert into additional living space, rental unit, guest quarters, or workspace. The property also features a barn, storage shed, and chicken coop, making it well suited for homesteading, small farming, or equipment storage.
Outdoor features include a large 6. 5-ft-deep pool that can be restored with a new liner and cleaning, as well as a pond that was previously stocked with koi fish, offering a peaceful natural setting. With no HOA restrictions, owners have the flexibility to park RVs, boats, work vehicles, or expand their investment plans. The property operates on well and septic, eliminating water and sewer utility bills.
This estate presents excellent potential for investors, entrepreneurs, or homeowners seeking a multi-generational property with built-in income opportunities.
Features
- Bedrooms: 4
- Baths: 3 full
- Style: Multi Generational, Ranch, Traditional
- Year Built: 1973
- Garage: 2-car
- Heating: Central, Heat Pump
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 2,736
- Water Front: Yes
- Pool: In Ground
- Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
- MLS#: 2076213
- Days on Market: 409 days
- Website: https://www.raveis.com
/prop/2076213/2731howardroad_middleburg_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Krista LombardoSales Associate
318.451.4353
Krista.Lombardo@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2731 HOWARD Road, Middleburg, FL, 32068
$298,900
Krista Lombardo
Sales Associate
William Raveis Real Estate
Phone: 318.451.4353
Krista.Lombardo@Raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,120 | $239,120 | $239,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,414 | $1,492 | $1,953 |
| Total Monthly Payment | $1,489 | $1,567 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388