3912 RUDDER WAY, New Port Richey, FL, 34652 | $474,999

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Coastal Elegance with Breathtaking Gulf Views in Gulf Harbors!!!…

Nestled in the highly sought-after Gulf Harbors boating community with the Private Beach, this stunning elevated ranch home had NO Hurricane Damage and NO Water Intrusion. This Elegant home offers the perfect blend of luxury, space, and waterfront living. Positioned right next to the Gulf of America, enjoy open water views from multiple areas of the home, along with access to deep-water canals, two community boat ramps, and a Private Beach……. .

Spanning 2, 713 sq. ft. , this elegant 3-bedroom + den/office (complete with a Murphy bed) provides ample space for family, work, and entertaining. The home’s 12-foot ceilings enhance its grandeur, while the spacious master suite boasts two walk-in closets and a luxurious retreat-like feel……

The gourmet kitchen features an upgraded gas stove, perfect for the home chef, and flows seamlessly into the open living spaces. A possible mother-in-law suite offers flexibility for multi-generational living or guest accommodations.

Beyond the home, the Gulf Harbors community is a hub of coastal fun, with boat parades, golf cart parades, cornhole tournaments, and more! Whether you’re setting sail from the community boat ramps, relaxing at the private beach, or enjoying a sunset from your own home, this is true Florida living at its finest. . . . . . . . . UPDATES: 2019 - GAF Timberline HD Shingles with Golden Pledge Ltd Warranty. . . . . . . 2023 - 9 Armorvue Impact Windows. . . . . 2022 - New AC Condenser and Handler, KraftMaid Cabinetry Cabinets, Newer interior paint.

Don’t miss this opportunity to own a piece of paradise—schedule your private showing today!

Features

  • Amenities: Park
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Elevated, Ranch
  • Year Built: 1992
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,713
  • Acreage: 0.24
  • Est. Taxes: $330
  • HOA Fee: $125 Annually
  • Lot Desc: Corner Lot, Flood Insurance Required, FloodZone, Landscaped, Street Dead-End
  • View: Water
  • Elem. School: Mittye P. Locke-PO
  • Middle School: Gulf Middle-PO
  • High School: Gulf High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: W7872070
  • Days on Market: 282 days
  • Website: https://www.raveis.com
    /prop/W7872070/3912rudderway_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2025 3:47:12 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3912 RUDDER WAY, New Port Richey, FL, 34652

$474,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,999 $379,999 $379,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.472% 6.304% 5.628%
Monthly Tax Payment $28 $28 $28
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,187 $2,309 $3,080
Total Monthly Payment $2,290 $2,412 $3,183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.