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Build Your Custom Coastal Retreat on Historic Terra Ceia Island ? No HOA or CDD!
This spacious 100x443 lot in the heart of Terra Ceia Island is ready for your dream home. Surrounded by lush beauty and timeless charm, this buildable homesite offers the perfect balance of privacy, nature, and convenience. A trusted local builder's referral is available.
The property sits on one of the island?s higher points, remaining high and dry during recent hurricanes, giving you extra confidence in your investment. The lot is cleared, level, and utilities are nearby?everything is in place for your new construction project. A survey is included in the MLS.
Enjoy the perks of the optional Village Improvement Association membership, featuring a private park with a boat ramp, kayak launch, pickleball courts, fire pit, BBQ pavilion, and event space for island gatherings.
Bonus Option: Combine this lot with the adjacent parcel to create a multi-lot estate or investment opportunity.
Conveniently located near Palmetto, Bradenton, Anna Maria Island, and St. Petersburg, this property puts you minutes from top beaches, shopping, dining, and boating.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,266 | $1,318 | $1,754 |
| Total Monthly Payment | $1,341 | $1,393 | $1,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.