4582 COASTAL Highway, Out of Area, FL, 32084 | $2,200,000

A Rare Gift of Ownership — Oceanfront, Fully Furnished, Tesla Included
As a distinctive gift of ownership, a 2018 Tesla Model S 100D is included with a full-price offer, creating a truly turnkey opportunity where luxury, lifestyle, and convenience meet. Combined with a fully furnished, move-in-ready oceanfront home, this offering allows you to arrive and begin enjoying coastal living immediately — just bring yourself and your wardrobe.
Welcome to 4582 Coastal Highway, an exceptional oceanfront residence located directly on the sands of Vilano Beach, one of the most sought-after beach communities in St. Augustine, within St. Johns County. Ideal as a primary residence or second home, this property delivers effortless ownership with timeless coastal appeal.

Recently enhanced with Rhino Shield exterior coating and epoxy-coated garage floors, the home offers durability and low-maintenance peace of mind — perfect for full-time living or lock-and-leave use. The thoughtfully designed layout also includes space for a future elevator, providing flexibility for long-term comfort and accessibility. Step outside to the pristine shoreline of Vilano Beach, where morning walks, ocean breezes, and Atlantic sunrises define daily life. Just minutes away, the protected beauty of the Guana Tolomato Matanzas National Estuarine Research Reserve offers kayaking, hiking, and wildlife experiences, while historic St. Augustine provides dining, culture, and charm. The lower level features a spacious and versatile area ideal for entertaining, a private guest retreat, home office, or relaxed coastal lounge, complete with a full bathroom and a well-designed laundry room. The second level showcases an open-concept kitchen with abundant cabinetry, flowing seamlessly into dining and living areas framed by sweeping ocean views. A guest bedroom with its own bathroom completes this level, offering comfort and privacy for visitors. The third floor serves as a private sanctuary, with a primary suite that awakens to panoramic Atlantic views and the sound of the waves. The en-suite bathroom offers generous storage and spa-like comfort. An additional ocean-view guest suite and a cozy sitting area with an electric fireplace create a serene retreat for quiet evenings overlooking the water. Every level of this home captures the essence of Northeast Florida oceanfront living  from dolphin sightings with morning coffee to sunset gatherings with the sea as your backdrop. Whether envisioned as a full-time residence or a refined second home, this Vilano Beach property delivers location, lifestyle, and true turnkey ownership. Oceanfront | Fully Furnished | Elevator-Ready | 2018 Tesla Model S 100D Included with Full-Price Offer | Move-In Ready

Features

  • Amenities: Pool, Clubhouse, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,974
  • Acreage: 0.43
  • Est. Taxes: $20,237
  • HOA Fee: $240 Monthly
  • View: Beach, Ocean
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2074979
  • Days on Market: 306 days
  • Website: https://www.raveis.com
    /eprop/2074979/4582coastalhighway_outofarea_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Claudia O'BrienSales Associate

413.530.9432

Claudia.OBrien@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4582 COASTAL Highway, Out of Area, FL, 32084

$2,200,000

Claudia O'Brien

Sales Associate

William Raveis Real Estate

Phone: 413.530.9432

Claudia.OBrien@Raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,760,000 $1,760,000 $1,760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $1,686 $1,686 $1,686
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,993 $10,552 $14,615
Total Monthly Payment $11,804 $12,363 $16,426

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.