40610 BABB ROAD, Umatilla, FL, 32784 | $850,000

8. 5 ACRES AG-ZONED COMPOUND + 4-CAR GARAGE | NO HOA | BUILD YOUR WORKSHOP HERE
THE "IMPOSSIBLE TO FIND" FLORIDA COMPOUND.

Stop looking for a house and start looking for a legacy property. Sitting on 8. 51 acres of Agriculture-Zoned land with NO HOA, this 2015-built custom estate is not just a home—it is a blank canvas for your business, your toys, or your extended family.

THE LAND & FREEDOM:
Zoned Agriculture (Ag) means freedom.
• Business Owners: Need to park excavators, work trucks, or trailers? You have acres of open, high-and-dry pasture ready for your heavy equipment.
• The "Barndo" Dream: The property is primed for a massive 60x80 metal building, workshop, or barn.
• Multi-Generational Potential: With over 8 acres, this site is a prime candidate for a future Guest House (ADU) or second family dwelling (buyer to verify with Lake County). Stop squeezing your family into a subdivision and build your compound here.
THE TOY BOX (4-CAR GARAGE):
A car collector’s dream or a mechanic’s start-up. The additional garage/workshop offers massive storage for classics, boats, or a professional-grade workshop right off the kitchen.
THE ANCHOR HOME:
While you build your dreams outside, live in modern luxury inside. Built in 2015 (not a 1980s fixer-upper), this 2, 048 sq. ft. home features soaring cathedral ceilings, zero carpet (tile/laminate throughout), and a wide-open floor plan designed for entertaining. The kitchen overlooks the family room, making it the perfect hub.
BONUS FEATURES:
• Private Boat Ramp: Launch your skiff or jet skis directly from your backyard into the private pond/lake access.
• Utilities: Private well and septic = NO water/sewer bills.
• Irrigation: Fed directly from the lake to keep your green space lush for free.
Located in the quiet privacy of Umatilla but just minutes from town. If you have outgrown your HOA, your driveway, and your storage unit—40610 Babb Rd is the answer. Schedule your private tour today.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2015
  • Garage: 4-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,048
  • Acreage: 8.51
  • Est. Taxes: $2,644
  • Appliances: Dishwasher, Range, Water Softener
  • MLS#: O6288539
  • Days on Market: 336 days
  • Website: https://www.raveis.com
    /prop/O6288539/40610babbroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 3:08:10 AM)
Listing courtesy of ENGINE REALTY INC   Phone: 407-801-8888

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40610 BABB ROAD, Umatilla, FL, 32784

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.082% 5.858% 5.806%
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,808 $3,968 $5,601
Total Monthly Payment $4,120 $4,280 $5,913

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.