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Split level ranch on a private culdesac in White Sulphur Springs. The home offers lot of potential and is in need of some loving. House needs a roof, it is not currently leaking however is visibly damaged, along with exterior decks. Inside will need new flooring and some paint. The subflooring is in excellent shape so its just a little elbow grease to remove old carpet and install whatever you like. Large living room and dining on main level along with kitchen which has hardwood floors in excellent shape. Wood cabinets and quartz counter tops. Half bathroom and laundry room off of kitchen along with access to side porch ( needs replacing) Upstairs is 3 nice size bedrooms along with 2 full bathrooms. Second bathroom has whirlpool tub, main suite is very large along with very large main bathrooms attached, currently a handicap tub from previous owner. Lower level has potential for second family room along with 3rd full bathroom all plumbing exists already needs some cleanup along with bonus room downstairs off of main space. Large garage capable of 2 car row parking along with ample storage space. The home is priced for the work that is needed. The home has been winterized all winter and furnace is in working order.
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Our Executive Mortgage Banker:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $581 | $581 | $581 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,147 | $1,276 | $1,654 |
| Total Monthly Payment | $1,803 | $1,932 | $2,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.